Philippine Business Bank (PHS:PBB) 1-Year Sharpe Ratio: -1.54 (As of Jul. 13, 2026)


PHS:PBB Philippine Business Bank PHS:PBB
66 GF Score
Price ₱7.09
GF Value ₱8.69
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Philippine Business Bank 1-Year Sharpe Ratio?

Philippine Business Bank PHS:PBB -0.14% 66 1-Year Sharpe Ratio is -1.54 as of Jul. 13, 2026. GuruFocus rates PHS:PBB with a GF Score™ of 66/100 and a GF Value™ of ₱8.69 (Modestly Undervalued). The stock has 1 warning sign investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-13), Philippine Business Bank's 1-Year Sharpe Ratio is -1.54.

Philippine Business Bank  (PHS:PBB) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Philippine Business Bank 1-Year Sharpe Ratio Related Terms

PHS:PBB vs PNC, USB: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Philippine Business Bank's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Philippine Business Bank 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Business Bank's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Philippine Business Bank's 1-Year Sharpe Ratio falls into.


PHS:PBB
66GF Score
Philippine Business Bank PHS:PBB
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine Business Bank 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -1.54 mean?
Philippine Business Bank (PHS:PBB) has a 1-Year Sharpe Ratio of -1.54 as of Jul. 13, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Philippine Business Bank and its competitors.
Is Philippine Business Bank's 1-Year Sharpe Ratio too high?
Philippine Business Bank's current 1-Year Sharpe Ratio is -1.54. Overall, Philippine Business Bank has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Business Bank's 1-Year Sharpe Ratio compare to PNC and USB?
Philippine Business Bank's 1-Year Sharpe Ratio of -1.54 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Philippine Business Bank and its competitors. Philippine Business Bank's current 1-Year Sharpe Ratio is -1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine Business Bank (PHS:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱8.69, compared to a current price of ₱7.09 — trading 18.4% below its estimated fair value. The current 1-Year Sharpe Ratio is -1.54. Philippine Business Bank's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Philippine Business Bank (PHS:PBB), the current 1-Year Sharpe Ratio is -1.54 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Business Bank (PHS:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Business Bank stock appears to be undervalued. The current stock price of ₱7.09 is trading 18.4% below its estimated GF Value™ of ₱8.69. GuruFocus considers Philippine Business Bank to be Modestly Undervalued.

Key valuation signals for PHS:PBB:

  • 1-Year Sharpe Ratio: -1.54
  • GF Value™: ₱8.69 vs. price of ₱7.09 (18.4% below fair value)
  • GF Score™: 66/100 with 1 warning sign

No single metric tells the full story. See the PHS:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine Business Bank Business Description

Address 350 Rizal Avenue Extension Corner, 8th Avenue, Grace Park, Caloocan City, PHL, 1400
Philippine Business Bank engages in the business of thrift banking. The company provides banking and financial services including cash management, retail and corporate lending, deposit products, international trade finance, treasury, and trust products. The company's predominant operating segments are Consumer Banking which includes auto financing, home financing, and salary or personal loans; Corporate Banking which includes term loans, working capital credit lines, bills purchase, and discounting lines; and Treasury Operations engages in managing the liquidity of the Bank and its trading and investment activities. The majority of its revenue comes from the Corporate Banking segment.
66GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱7.09
Price
₱8.69
GF Value