Philippine Business Bank (PHS:PBB) 3-Year Share Buyback Ratio: -8.30% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:PBB Philippine Business Bank PHS:PBB
63 GF Score
Price ₱6.96
GF Value ₱8.70
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Philippine Business Bank 3-Year Share Buyback Ratio?

Philippine Business Bank PHS:PBB -0.57% 63 3-Year Share Buyback Ratio is -8.30 as of Mar. 2026. GuruFocus rates PHS:PBB with a GF Score™ of 63/100 and a GF Value™ of ₱8.70 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,038 Banks companies, Philippine Business Bank ranks worse than 87.19% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Philippine Business Bank's current 3-Year Share Buyback Ratio was -8.30%.

The historical rank and industry rank for Philippine Business Bank's 3-Year Share Buyback Ratio or its related term are showing as below:

PHS:PBB' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -334   Med: 0   Max: 0
Current: -8.3

During the past 13 years, Philippine Business Bank's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was -334.00%. And the median was 0.00%.

PHS:PBB's 3-Year Share Buyback Ratio is ranked worse than
87.19% of 1038 companies
in the Banks industry
Industry Median: -0.2 vs PHS:PBB: -8.30

Philippine Business Bank (PHS:PBB) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Philippine Business Bank 3-Year Share Buyback Ratio Related Terms


PHS:PBB vs PNC, USB: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Philippine Business Bank's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Business Bank 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Philippine Business Bank's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Philippine Business Bank's 3-Year Share Buyback Ratio falls into.


PHS:PBB
63GF Score
Philippine Business Bank PHS:PBB
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine Business Bank 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -8.30 mean?
Philippine Business Bank (PHS:PBB) has a 3-Year Share Buyback Ratio of -8.30 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Philippine Business Bank and its competitors. According to the industry distribution chart, Philippine Business Bank ranks #905 out of 1038 companies in the Banks industry, placing it in the top 87.2%.
Is Philippine Business Bank's 3-Year Share Buyback Ratio too high?
Philippine Business Bank's current 3-Year Share Buyback Ratio is -8.30. Based on the distribution chart, Philippine Business Bank ranks #905 out of 1038 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Philippine Business Bank has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Business Bank's 3-Year Share Buyback Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Business Bank ranks #905 out of 1038 companies for 3-Year Share Buyback Ratio. This places Philippine Business Bank in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Philippine Business Bank and its competitors. Philippine Business Bank's current 3-Year Share Buyback Ratio is -8.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine Business Bank (PHS:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱8.70, compared to a current price of ₱6.96 — trading 20% below its estimated fair value. The current 3-Year Share Buyback Ratio is -8.30. Philippine Business Bank's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Philippine Business Bank (PHS:PBB), the current 3-Year Share Buyback Ratio is -8.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Business Bank (PHS:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Business Bank stock appears to be undervalued. The current stock price of ₱6.96 is trading 20% below its estimated GF Value™ of ₱8.70. GuruFocus considers Philippine Business Bank to be Modestly Undervalued.

Key valuation signals for PHS:PBB:

  • 3-Year Share Buyback Ratio: -8.30
  • GF Value™: ₱8.70 vs. price of ₱6.96 (20% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the PHS:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Business Bank Business Description

Address 350 Rizal Avenue Extension Corner, 8th Avenue, Grace Park, Caloocan City, PHL, 1400
Philippine Business Bank engages in the business of thrift banking. The company provides banking and financial services including cash management, retail and corporate lending, deposit products, international trade finance, treasury, and trust products. The company's predominant operating segments are Consumer Banking which includes auto financing, home financing, and salary or personal loans; Corporate Banking which includes term loans, working capital credit lines, bills purchase, and discounting lines; and Treasury Operations engages in managing the liquidity of the Bank and its trading and investment activities. The majority of its revenue comes from the Corporate Banking segment.
63GF Score

Get the complete analysis for PHS:PBB

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱6.96
Price
₱8.70
GF Value