Philippine Business Bank (PHS:PBB) EPS (Basic): ₱1.86 (TTM As of Mar. 2026)

What is Philippine Business Bank EPS (Basic)?

Philippine Business Bank PHS:PBB -1.53% 63 EPS (Basic) is ₱1.86 as of Mar. 2026. GuruFocus rates PHS:PBB with a GF Score™ of 63/100 and a GF Value™ of ₱8.68 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Philippine Business Bank's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was ₱0.26. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱1.86.

Philippine Business Bank's EPS (Diluted) for the three months ended in Mar. 2026 was ₱0.26. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱1.86.

Philippine Business Bank's EPS without NRI for the three months ended in Mar. 2026 was ₱0.26. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 1.86.

During the past 12 months, Philippine Business Bank's average EPS without NRIGrowth Rate was -18.20% per year. During the past 3 years, the average EPS without NRI Growth Rate was 8.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 9.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 11.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Philippine Business Bank's highest 3-Year average EPS without NRI Growth Rate was 19.30% per year. The lowest was -80.50% per year. And the median was 8.40% per year.

Philippine Business Bank (PHS:PBB) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Philippine Business Bank EPS (Basic) Related Terms

Philippine Business Bank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Philippine Business Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Business Bank EPS (Basic) Chart

Philippine Business Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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1.81

1.85

2.23

2.13

2.27

Philippine Business Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.72	0.58	0.56	0.46	0.26

63GF Score

Philippine Business Bank PHS:PBB

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Philippine Business Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Philippine Business Bank's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(1896.309	-	39.6)	/	818.750
	=	2.27

Philippine Business Bank's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(221.558	-	0)	/	818.750
	=	0.27

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱1.86

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of ₱1.86 mean?

Philippine Business Bank (PHS:PBB) has a EPS (Basic) of ₱1.86 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Philippine Business Bank and its competitors.

Is Philippine Business Bank's EPS (Basic) too high?

Philippine Business Bank's current EPS (Basic) is ₱1.86. Overall, Philippine Business Bank has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Philippine Business Bank's EPS (Basic) compare to PNC and USB?

Philippine Business Bank's EPS (Basic) of ₱1.86 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Philippine Business Bank and its competitors. Philippine Business Bank's current EPS (Basic) is ₱1.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Philippine Business Bank stock overvalued right now?

Based on GuruFocus' analysis, Philippine Business Bank (PHS:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱8.68, compared to a current price of ₱7.06 — trading 18.7% below its estimated fair value. The current EPS (Basic) is ₱1.86. Philippine Business Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Philippine Business Bank (PHS:PBB), the current EPS (Basic) is ₱1.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Business Bank (PHS:PBB) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Business Bank stock appears to be undervalued. The current stock price of ₱7.06 is trading 18.7% below its estimated GF Value™ of ₱8.68. GuruFocus considers Philippine Business Bank to be Modestly Undervalued.

Key valuation signals for PHS:PBB:

EPS (Basic): ₱1.86
GF Value™: ₱8.68 vs. price of ₱7.06 (18.7% below fair value)
GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the PHS:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Philippine Business Bank Business Description

Industry Financial Services Banks

Comparable Companies PHS:PBC PHS:CSB PHS:PSB PHS:EW SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK NSE:SBIN PNC BSP:ITUB3 HKSE:01658 USB SGX:O39

Address 350 Rizal Avenue Extension Corner, 8th Avenue, Grace Park, Caloocan City, PHL, 1400

Website https://www.pbb.com.ph

Philippine Business Bank engages in the business of thrift banking. The company provides banking and financial services including cash management, retail and corporate lending, deposit products, international trade finance, treasury, and trust products. The company's predominant operating segments are Consumer Banking which includes auto financing, home financing, and salary or personal loans; Corporate Banking which includes term loans, working capital credit lines, bills purchase, and discounting lines; and Treasury Operations engages in managing the liquidity of the Bank and its trading and investment activities. The majority of its revenue comes from the Corporate Banking segment.

63GF Score

Get the complete analysis for PHS:PBB

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱7.06

Price

₱8.68

GF Value

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