Philippine Business BankPHS:PBB -1.53%63 OCF Yield % is 2.66 as of Jun. 24, 2026, which is 55% below its 10-year median of 5.95. GuruFocus rates PHS:PBB with a GF Score™ of 63/100 and a GF Value™ of ₱8.68 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,502 Banks companies, Philippine Business Bank ranks worse than 71.84% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Philippine Business Bank OCF Yield % Related Terms
Philippine Business Bank OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Philippine Business Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Business Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Philippine Business Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Philippine Business Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Business Bank (PHS:PBB) has a OCF Yield % of 2.66 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Philippine Business Bank and its competitors. This is 55% below median its historical median of 5.95. According to the industry distribution chart, Philippine Business Bank ranks #1079 out of 1502 companies in the Banks industry, placing it in the top 71.8%.
Is Philippine Business Bank's OCF Yield % too high?
Philippine Business Bank's current OCF Yield % of 2.66 is 55% below median its 10-year median of 5.95. The Banks industry median OCF Yield % is 9.28. Philippine Business Bank's value of 2.66 is 71.3% below this industry median. Based on the distribution chart, Philippine Business Bank ranks #1079 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Philippine Business Bank has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Business Bank's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Philippine Business Bank ranks #1079 out of 1502 companies for OCF Yield %. This places Philippine Business Bank in the lower half of its industry. The industry median OCF Yield % is 9.28. Philippine Business Bank's value of 2.66 is 71.3% below this benchmark. While the company's 10-year median is 5.95 vs. the industry median of 9.28, Philippine Business Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.28, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Business Bank's current OCF Yield % of 2.66 is 71.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Philippine Business Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Business Bank's current OCF Yield % is 2.66, which is 55% below median its own 10-year median of 5.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Philippine Business Bank (PHS:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱8.68, compared to a current price of ₱7.06 — trading 18.7% below its estimated fair value. The current OCF Yield % is 2.66, which is 55% below median its 10-year median of 5.95 and 71.3% below the Banks industry median of 9.28. Philippine Business Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Philippine Business Bank (PHS:PBB), the current OCF Yield % is 2.66 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Business Bank (PHS:PBB) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Business Bank stock appears to be undervalued.
The current stock price of ₱7.06 is trading 18.7% below its estimated GF Value™ of ₱8.68.
GuruFocus considers Philippine Business Bank to be Modestly Undervalued.
Key valuation signals for PHS:PBB:
OCF Yield %: 2.66 (55% below median its 10-year median of 5.95)
GF Value™: ₱8.68 vs. price of ₱7.06 (18.7% below fair value)
Industry Position: 71.3% below the Banks median (#1079 of 1502)
No single metric tells the full story. See the PHS:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Business Bank engages in the business of thrift banking. The company provides banking and financial services including cash management, retail and corporate lending, deposit products, international trade finance, treasury, and trust products. The company's predominant operating segments are Consumer Banking which includes auto financing, home financing, and salary or personal loans; Corporate Banking which includes term loans, working capital credit lines, bills purchase, and discounting lines; and Treasury Operations engages in managing the liquidity of the Bank and its trading and investment activities. The majority of its revenue comes from the Corporate Banking segment.
63GF Score
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