OMF (OneMain Holdings) Gross Loan: $25,445 Mil (As of Jun. 2026)

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OMF OneMain Holdings Inc OMF
68 GF Score
Price $64.54
GF Value $57.28
Valuation Modestly Overvalued
! 3 Warning Signs
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What is OneMain Holdings Gross Loan?

OneMain Holdings OMF +2.21% 68 Gross Loan is $25,445 Mil as of Jun. 2026. GuruFocus rates OMF with a GF Score™ of 68/100 and a GF Value™ of $57.28 (Modestly Overvalued). The stock has 3 warning signs investors should review.

OneMain Holdings's Gross Loan for the quarter that ended in Jun. 2026 was $25,445 Mil.

OneMain Holdings's quarterly Gross Loan declined from Dec. 2025 ($25,133 Mil) to Mar. 2026 ($24,740 Mil) but then increased from Mar. 2026 ($24,740 Mil) to Jun. 2026 ($25,445 Mil).

OneMain Holdings's annual Gross Loan increased from Dec. 2023 ($21,585 Mil) to Dec. 2024 ($23,825 Mil) and increased from Dec. 2024 ($23,825 Mil) to Dec. 2025 ($25,133 Mil).

OneMain Holdings Gross Loan Related Terms

OneMain Holdings Gross Loan Historical Data

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The historical data trend for OneMain Holdings's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OneMain Holdings Gross Loan Chart

OneMain Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19,438.00 20,206.00 21,585.00 23,825.00 25,133.00

OneMain Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24,153.00 24,760.00 25,133.00 24,740.00 25,445.00
OMF
68GF Score
OneMain Holdings Inc OMF
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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OneMain Holdings Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $25,445 Mil mean?
OneMain Holdings (OMF) has a Gross Loan of $25,445 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on OneMain Holdings and its competitors.
Is OneMain Holdings' Gross Loan too high?
OneMain Holdings' current Gross Loan is $25,445 Mil. Overall, OneMain Holdings has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OneMain Holdings' Gross Loan compare to CACC and ENVA?
OneMain Holdings' Gross Loan of $25,445 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Credit Services company?
A good Gross Loan depends on the Credit Services industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on OneMain Holdings and its competitors. OneMain Holdings's current Gross Loan is $25,445 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneMain Holdings stock overvalued right now?
Based on GuruFocus' analysis, OneMain Holdings (OMF) is currently considered Modestly Overvalued. The stock's GF Value™ is $57.28, compared to a current price of $64.54 — trading 12.7% above its estimated fair value. The current Gross Loan is $25,445 Mil. OneMain Holdings' overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For OneMain Holdings (OMF), the current Gross Loan is $25,445 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OneMain Holdings (OMF) Overvalued in 2026?

Based on GuruFocus' analysis, OneMain Holdings stock appears to be overvalued. The current stock price of $64.54 is trading 12.7% above its estimated GF Value™ of $57.28. GuruFocus considers OneMain Holdings to be Modestly Overvalued.

Key valuation signals for OMF:

  • Gross Loan: $25,445 Mil
  • GF Value™: $57.28 vs. price of $64.54 (12.7% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the OMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OneMain Holdings Business Description

Other Exchanges 0S1:Germany
Address 601 N.W. Second Street, Evansville, IN, USA, 47708
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
68GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.54
Price
$57.28
GF Value