OMF (OneMain Holdings) Growth Rank: 8 (As of Aug. 19, 2026) — 100% Above Median

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OMF OneMain Holdings Inc OMF
70 GF Score
Price $64.83
GF Value $58.32
Valuation Modestly Overvalued
! 6 Warning Signs
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What is OneMain Holdings Growth Rank?

OneMain Holdings OMF +0.15% 70 Growth Rank is 8 as of Aug. 19, 2026, which is 100% above its 10-year median of 4.00. GuruFocus rates OMF with a GF Score™ of 70/100 and a GF Value™ of $58.32 (Modestly Overvalued). The stock has 6 warning signs investors should review.

OneMain Holdings has the Growth Rank of 8.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

OneMain Holdings Growth Rank Related Terms

OMF vs KLAR, CACC, ENVA: Growth Rank Comparison

For the Credit Services subindustry, OneMain Holdings's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OneMain Holdings Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, OneMain Holdings's Growth Rank distribution charts can be found below:

* The bar in red indicates where OneMain Holdings's Growth Rank falls into.


OMF
70GF Score
OneMain Holdings Inc OMF
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 8 mean?
OneMain Holdings (OMF) has a Growth Rank of 8 as of Aug. 19, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on OneMain Holdings and its competitors. This is 100% above median its historical median of 4.00. Over the past decade, OneMain Holdings' Growth Rank has ranged from 1.00 to 10.00.
Is OneMain Holdings' Growth Rank too high?
OneMain Holdings' current Growth Rank of 8 is 100% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, OneMain Holdings has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OneMain Holdings' Growth Rank compare to KLAR and CACC?
OneMain Holdings' Growth Rank of 8 can be compared against companies in the Credit Services industry. Historically, OneMain Holdings' own Growth Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on OneMain Holdings and its competitors. OneMain Holdings's current Growth Rank is 8, which is 100% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneMain Holdings stock overvalued right now?
Based on GuruFocus' analysis, OneMain Holdings (OMF) is currently considered Modestly Overvalued. The stock's GF Value™ is $58.32, compared to a current price of $64.83 — trading 11.2% above its estimated fair value. The current Growth Rank is 8, which is 100% above median its 10-year median of 4.00. OneMain Holdings' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For OneMain Holdings (OMF), the current Growth Rank is 8 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OneMain Holdings (OMF) Overvalued in 2026?

Based on GuruFocus' analysis, OneMain Holdings stock appears to be overvalued. The current stock price of $64.83 is trading 11.2% above its estimated GF Value™ of $58.32. GuruFocus considers OneMain Holdings to be Modestly Overvalued.

Key valuation signals for OMF:

  • Growth Rank: 8 (100% above median its 10-year median of 4.00)
  • GF Value™: $58.32 vs. price of $64.83 (11.2% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the OMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OneMain Holdings Business Description

Other Exchanges 0S1:Germany
Address 601 N.W. Second Street, Evansville, IN, USA, 47708
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
70GF Score

Get the complete analysis for OMF

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.83
Price
$58.32
GF Value