OMF (OneMain Holdings) Long-Term Debt: $22,768 Mil (As of Jun. 2026)

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OMF OneMain Holdings Inc OMF
70 GF Score
Price $62.58
GF Value $59.84
Valuation Fairly Valued
! 3 Warning Signs
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What is OneMain Holdings Long-Term Debt?

OneMain Holdings OMF -1.29% 70 Long-Term Debt is $22,768 Mil as of Jun. 2026. GuruFocus rates OMF with a GF Score™ of 70/100 and a GF Value™ of $59.84 (Fairly Valued). The stock has 3 warning signs investors should review.

OneMain Holdings's Long-Term Debt for the quarter that ended in Jun. 2026 was $22,768 Mil.

OneMain Holdings's quarterly Long-Term Debt declined from Dec. 2025 ($22,693 Mil) to Mar. 2026 ($22,395 Mil) but then increased from Mar. 2026 ($22,395 Mil) to Jun. 2026 ($22,768 Mil).

OneMain Holdings's annual Long-Term Debt increased from Dec. 2023 ($19,813 Mil) to Dec. 2024 ($21,438 Mil) and increased from Dec. 2024 ($21,438 Mil) to Dec. 2025 ($22,693 Mil).

OneMain Holdings  (NYSE:OMF) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

OneMain Holdings Long-Term Debt Related Terms

OneMain Holdings Long-Term Debt Historical Data

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The historical data trend for OneMain Holdings's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OneMain Holdings Long-Term Debt Chart

OneMain Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17,750.00 18,281.00 19,813.00 21,438.00 22,693.00

OneMain Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22,052.00 22,337.00 22,693.00 22,395.00 22,768.00
OMF
70GF Score
OneMain Holdings Inc OMF
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $22,768 Mil mean?
OneMain Holdings (OMF) has a Long-Term Debt of $22,768 Mil as of Jun. 2026.
Is OneMain Holdings' Long-Term Debt too high?
OneMain Holdings' current Long-Term Debt is $22,768 Mil. Overall, OneMain Holdings has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OneMain Holdings' Long-Term Debt compare to KLAR and CACC?
OneMain Holdings' Long-Term Debt of $22,768 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. OneMain Holdings's current Long-Term Debt is $22,768 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneMain Holdings stock overvalued right now?
Based on GuruFocus' analysis, OneMain Holdings (OMF) is currently considered Fairly Valued. The stock's GF Value™ is $59.84, compared to a current price of $62.58 — trading 4.6% above its estimated fair value. The current Long-Term Debt is $22,768 Mil. OneMain Holdings' overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For OneMain Holdings (OMF), the current Long-Term Debt is $22,768 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OneMain Holdings (OMF) Overvalued in 2026?

Based on GuruFocus' analysis, OneMain Holdings stock appears to be overvalued. The current stock price of $62.58 is trading 4.6% above its estimated GF Value™ of $59.84. GuruFocus considers OneMain Holdings to be Fairly Valued.

Key valuation signals for OMF:

  • Long-Term Debt: $22,768 Mil
  • GF Value™: $59.84 vs. price of $62.58 (4.6% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the OMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OneMain Holdings Business Description

Other Exchanges 0S1:Germany
Address 601 N.W. Second Street, Evansville, IN, USA, 47708
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
70GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.58
Price
$59.84
GF Value