OMF (OneMain Holdings) ROC %: % (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OMF OneMain Holdings Inc OMF
70 GF Score
Price $62.58
GF Value $59.84
Valuation Fairly Valued
! 3 Warning Signs
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What is OneMain Holdings ROC %?

OneMain Holdings OMF -1.29% 70 ROC % is % as of Jun. 2026. GuruFocus rates OMF with a GF Score™ of 70/100 and a GF Value™ of $59.84 (Fairly Valued). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

OMF
70GF Score
OneMain Holdings Inc OMF
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
OneMain Holdings (OMF) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on OneMain Holdings and its competitors.
Is OneMain Holdings' ROC % too high?
OneMain Holdings' current ROC % is %. Overall, OneMain Holdings has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OneMain Holdings' ROC % compare to KLAR and CACC?
OneMain Holdings' ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 1.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 1.99, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on OneMain Holdings and its competitors. For the Credit Services industry, the median ROC % is 1.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OneMain Holdings's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneMain Holdings stock overvalued right now?
Based on GuruFocus' analysis, OneMain Holdings (OMF) is currently considered Fairly Valued. The stock's GF Value™ is $59.84, compared to a current price of $62.58 — trading 4.6% above its estimated fair value. The current ROC % is %. OneMain Holdings' overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For OneMain Holdings (OMF), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OneMain Holdings (OMF) Overvalued in 2026?

Based on GuruFocus' analysis, OneMain Holdings stock appears to be overvalued. The current stock price of $62.58 is trading 4.6% above its estimated GF Value™ of $59.84. GuruFocus considers OneMain Holdings to be Fairly Valued.

Key valuation signals for OMF:

  • ROC %: %
  • GF Value™: $59.84 vs. price of $62.58 (4.6% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the OMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OneMain Holdings Business Description

Other Exchanges 0S1:Germany
Address 601 N.W. Second Street, Evansville, IN, USA, 47708
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
70GF Score

Get the complete analysis for OMF

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.58
Price
$59.84
GF Value