American Express Co (XSWX:AXP) Gross Loan: CHF178,432 Mil (As of Mar. 2026)

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XSWX:AXP American Express Co XSWX:AXP
80 GF Score
Price CHF290.55
GF Value CHF261.84
! 4 Warning Signs
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What is American Express Co Gross Loan?

American Express Co XSWX:AXP +0.68% 80 Gross Loan is CHF178,432 Mil as of Mar. 2026. GuruFocus rates XSWX:AXP with a GF Score™ of 80/100 and a GF Value™ of CHF261.84. The stock has 4 warning signs investors should review.

American Express Co's Gross Loan for the quarter that ended in Mar. 2026 was CHF178,432 Mil.

American Express Co's quarterly Gross Loan increased from Sep. 2025 (CHF174,169 Mil) to Dec. 2025 (CHF181,094 Mil) but then declined from Dec. 2025 (CHF181,094 Mil) to Mar. 2026 (CHF178,432 Mil).

American Express Co's annual Gross Loan increased from Dec. 2023 (CHF167,332 Mil) to Dec. 2024 (CHF186,411 Mil) but then declined from Dec. 2024 (CHF186,411 Mil) to Dec. 2025 (CHF181,094 Mil).

American Express Co Gross Loan Related Terms

American Express Co Gross Loan Historical Data

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The historical data trend for American Express Co's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Express Co Gross Loan Chart

American Express Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 133,653.68 159,297.08 167,331.88 186,411.27 181,093.93

American Express Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 183,930.18 174,334.63 174,169.17 181,093.93 178,432.10
XSWX:AXP
80GF Score
American Express Co XSWX:AXP
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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American Express Co Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of CHF178,432 Mil mean?
American Express Co (XSWX:AXP) has a Gross Loan of CHF178,432 Mil as of Mar. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on American Express Co and its competitors.
Is American Express Co's Gross Loan too high?
American Express Co's current Gross Loan is CHF178,432 Mil. Overall, American Express Co has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does American Express Co's Gross Loan compare to COF and PYPL?
American Express Co's Gross Loan of CHF178,432 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Credit Services company?
A good Gross Loan depends on the Credit Services industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on American Express Co and its competitors. American Express Co's current Gross Loan is CHF178,432 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Express Co stock overvalued right now?
American Express Co (XSWX:AXP) has a current Gross Loan of CHF178,432 Mil. The stock's GF Value™ is CHF261.84, compared to a current price of CHF290.55 — trading 11% above its estimated fair value. The current Gross Loan is CHF178,432 Mil. American Express Co's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For American Express Co (XSWX:AXP), the current Gross Loan is CHF178,432 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Express Co (XSWX:AXP) Overvalued in 2026?

Based on GuruFocus' analysis, American Express Co stock appears to be overvalued. The current stock price of CHF290.55 is trading 11% above its estimated GF Value™ of CHF261.84.

Key valuation signals for XSWX:AXP:

  • Gross Loan: CHF178,432 Mil
  • GF Value™: CHF261.84 vs. price of CHF290.55 (11% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the XSWX:AXP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Express Co Business Description

Address 200 Vesey Street, New York, NY, USA, 10285
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
80GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF290.55
Price
CHF261.84
GF Value