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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, American Express Co's Enterprise Value is CHF203,419 Mil.
American Express Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was CHF13,950 Mil. Therefore, American Express Co's EV-to-OCF for today is 14.58.
The historical rank and industry rank for American Express Co's EV-to-OCF or its related term are showing as below:
XSWX:AXP'
s EV-to-OCF Range Over the Past 10 Years
Min: 5.33 Med: 10.7 Max: 45.59
Current: 14.39
During the past 13 years, the highest EV-to-OCF of American Express Co was 45.59. The lowest was 5.33. And the median was 10.70.
XSWX:AXP's EV-to-OCF is ranked worse than 76.16% of 541
companies
in the Credit Services industry
Industry Median: -0.51
vs XSWX:AXP: 14.39
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American Express Co (XSWX:AXP) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American Express Co's PE Ratio (TTM) for today is calculated as:
American Express Co's share price for today is CHF290.55.
American Express Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF12.797.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
American Express Co EV-to-OCF Related Terms
American Express Co EV-to-OCF Historical Data
* Premium members only.
The historical data trend for American Express Co's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, American Express Co's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Express Co EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, American Express Co's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where American Express Co's EV-to-OCF falls into.
American Express Co's current Enterprise Value is CHF203,419 Mil.
American Express Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF13,950 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Express Co (XSWX:AXP) has a EV-to-OCF of 14.58 as of Jul. 16, 2026. This is 36% above median its historical median of 10.70. Over the past decade, American Express Co's EV-to-OCF has ranged from 5.33 to 45.59. According to the industry distribution chart, American Express Co ranks #412 out of 541 companies in the Credit Services industry, placing it in the top 76.2%.
Is American Express Co's EV-to-OCF too high?
American Express Co's current EV-to-OCF of 14.58 is 36% above median its 10-year median of 10.70. Over the past 10 years, this metric has ranged from a low of 5.33 to a high of 45.59. Based on the distribution chart, American Express Co ranks #412 out of 541 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, American Express Co has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does American Express Co's EV-to-OCF compare to COF and PYPL?
According to the Credit Services industry distribution chart, American Express Co ranks #412 out of 541 companies for EV-to-OCF. This places American Express Co in the lower half of its industry. Historically, American Express Co's own EV-to-OCF has ranged from 5.33 to 45.59 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. American Express Co's current EV-to-OCF is 14.58, which is 36% above median its own 10-year median of 10.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Express Co stock overvalued right now?
American Express Co (XSWX:AXP) has a current EV-to-OCF of 14.58. The stock's GF Value™ is CHF261.84, compared to a current price of CHF290.55 — trading 11% above its estimated fair value. The current EV-to-OCF is 14.58, which is 36% above median its 10-year median of 10.70. American Express Co's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For American Express Co (XSWX:AXP), the current EV-to-OCF is 14.58 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Express Co (XSWX:AXP) Overvalued in 2026?
Based on GuruFocus' analysis, American Express Co stock appears to be overvalued.
The current stock price of CHF290.55 is trading 11% above its estimated GF Value™ of CHF261.84.
Key valuation signals for XSWX:AXP:
EV-to-OCF: 14.58 (36% above median its 10-year median of 10.70)
GF Value™: CHF261.84 vs. price of CHF290.55 (11% above fair value)
No single metric tells the full story. See the XSWX:AXP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
80GF Score
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