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American Express CoXSWX:AXP +0.28%83 3-Year Dividend Growth Rate is 16.40% as of Jun. 2026, which is 152% above its 10-year median of 6.50. GuruFocus rates XSWX:AXP with a GF Score™ of 83/100 and a GF Value™ of CHF263.06. The stock has 3 warning signs investors should review. Among 138 Credit Services companies, American Express Co ranks better than 71.74% on this metric.
The historical rank and industry rank for American Express Co's 3-Year Dividend Growth Rate or its related term are showing as below:
XSWX:AXP'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -3.4 Med: 6.5 Max: 22.7
Current: 16.4
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of American Express Co was 22.70% per year. The lowest was -3.40% per year. And the median was 6.50% per year.
XSWX:AXP's 3-Year Dividend Growth Rate is ranked better than 71.74% of 138
companies
in the Credit Services industry
Industry Median: 8.4
vs XSWX:AXP: 16.40
During the past 12 months, American Express Co's average Dividends Per Share Growth Rate was 16.40% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 16.40% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 14.80% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 10.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of American Express Co was 0.44. The lowest was 0.11. And the median was 0.21.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
American Express Co Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.950000
2026-07-02
2026-07-02
2026-08-10
Cash Dividend
quarterly
USD:CHF 0.802200
USD 0.950000
2026-04-02
2026-04-03
2026-05-08
Cash Dividend
quarterly
USD:CHF 0.782400
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
American Express Co's Dividend Yield (%) for Today is calculated as
Current Share Price is CHF272.95.
American Express Co's Dividends per Share for the trailing twelve months (TTM) ended in Today is CHF1.50537.
During the past 13 years, the highest Dividend Yield of American Express Co was 2.28%. The lowest was 0.55%. And the median was 1.30%.
Good Sign:
American Express Co stock Dividend Yield % is close to 1-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Express Co 3-Year Dividend Growth Rate Related Terms>
XSWX:AXP vs COF, PYPL, SYF: 3-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, American Express Co's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Express Co 3-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, American Express Co's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where American Express Co's 3-Year Dividend Growth Rate falls into.
American Express Co 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 16.40% mean?
American Express Co (XSWX:AXP) has a 3-Year Dividend Growth Rate of 16.40% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on American Express Co and its competitors. This is 152% above median its historical median of 6.50. According to the industry distribution chart, American Express Co ranks #39 out of 138 companies in the Credit Services industry, placing it in the top 28.3%.
Is American Express Co's 3-Year Dividend Growth Rate too high?
American Express Co's current 3-Year Dividend Growth Rate of 16.40% is 152% above median its 10-year median of 6.50. The Credit Services industry median 3-Year Dividend Growth Rate is 8.40. American Express Co's value of 16.40% is 95.2% above this industry median. Based on the distribution chart, American Express Co ranks #39 out of 138 companies in the Credit Services industry, which is above the industry midpoint. Overall, American Express Co has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does American Express Co's 3-Year Dividend Growth Rate compare to COF and PYPL?
According to the Credit Services industry distribution chart, American Express Co ranks #39 out of 138 companies for 3-Year Dividend Growth Rate. This puts American Express Co in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 8.40. American Express Co's value of 16.40% is 95.2% above this benchmark. While the company's 10-year median is 6.50 vs. the industry median of 8.40, American Express Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.40, based on 138 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Express Co's current 3-Year Dividend Growth Rate of 16.40% is 95.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on American Express Co and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Express Co's current 3-Year Dividend Growth Rate is 16.40%, which is 152% above median its own 10-year median of 6.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Express Co stock overvalued right now?
American Express Co (XSWX:AXP) has a current 3-Year Dividend Growth Rate of 16.40%. The stock's GF Value™ is CHF263.06, compared to a current price of CHF272.95 — trading 3.8% above its estimated fair value. The current 3-Year Dividend Growth Rate is 16.40%, which is 152% above median its 10-year median of 6.50 and 95.2% above the Credit Services industry median of 8.40. American Express Co's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For American Express Co (XSWX:AXP), the current 3-Year Dividend Growth Rate is 16.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Express Co (XSWX:AXP) Overvalued in 2026?
Based on GuruFocus' analysis, American Express Co stock appears to be overvalued.
The current stock price of CHF272.95 is trading 3.8% above its estimated GF Value™ of CHF263.06.
Key valuation signals for XSWX:AXP:
3-Year Dividend Growth Rate: 16.40% (152% above median its 10-year median of 6.50)
GF Value™: CHF263.06 vs. price of CHF272.95 (3.8% above fair value)
Industry Position: 95.2% above the Credit Services median (#39 of 138)
No single metric tells the full story. See the XSWX:AXP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
83GF Score
Get the complete analysis for XSWX:AXP
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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