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American Express Co's credit losses provision for the
three
months ended in Jun. 2026 was CHF866 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Jun. 2026 was CHF4,003 Mil.
American Express Co's quarterly credit losses provision
declined
from Dec. 2025 (CHF1,127 Mil) to Mar. 2026 (CHF985 Mil) and
declined
from Mar. 2026 (CHF985 Mil) to Jun. 2026 (CHF866 Mil).
American Express Co's annual credit losses provision
increased
from Dec. 2023 (CHF4,257 Mil) to Dec. 2024 (CHF4,623 Mil) but then
declined
from Dec. 2024 (CHF4,623 Mil) to Dec. 2025 (CHF4,189 Mil).
American Express Co Credit Losses Provision Historical Data
* Premium members only.
The historical data trend for American Express Co's Credit Losses Provision can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Express Co Credit Losses Provision Calculation
For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.
Credit Losses Provision for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF4,003 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Credit Losses Provision of CHF4,003 Mil mean?
American Express Co (XSWX:AXP) has a Credit Losses Provision of CHF4,003 Mil as of Jun. 2026. Provision for credit loss is the amount a bank reserves to cover non-performing loans. View historical data on American Express Co and its competitors.
Is American Express Co's Credit Losses Provision too high?
American Express Co's current Credit Losses Provision is CHF4,003 Mil. Overall, American Express Co has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Express Co's Credit Losses Provision compare to COF and PYPL?
American Express Co's Credit Losses Provision of CHF4,003 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Credit Losses Provision for a Credit Services company?
A good Credit Losses Provision depends on the Credit Services industry context. However, Credit Losses Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Credit Losses Provision mean?
A high Credit Losses Provision can signal that a stock is expensive relative to its fundamentals. Provision for credit loss is the amount a bank reserves to cover non-performing loans. View historical data on American Express Co and its competitors. American Express Co's current Credit Losses Provision is CHF4,003 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Express Co stock overvalued right now?
Based on GuruFocus' analysis, American Express Co (XSWX:AXP) is currently considered Fairly Valued. The stock's GF Value™ is CHF278.67, compared to a current price of CHF262.15 — trading 5.9% below its estimated fair value. The current Credit Losses Provision is CHF4,003 Mil. American Express Co's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Credit Losses Provision calculated?
Credit Losses Provision is calculated from a company's financial statements. For American Express Co (XSWX:AXP), the current Credit Losses Provision is CHF4,003 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Express Co (XSWX:AXP) Overvalued in 2026?
Based on GuruFocus' analysis, American Express Co stock appears to be undervalued.
The current stock price of CHF262.15 is trading 5.9% below its estimated GF Value™ of CHF278.67.
GuruFocus considers American Express Co to be Fairly Valued.
Key valuation signals for XSWX:AXP:
Credit Losses Provision: CHF4,003 Mil
GF Value™: CHF278.67 vs. price of CHF262.15 (5.9% below fair value)
No single metric tells the full story. See the XSWX:AXP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
82GF Score
Get the complete analysis for XSWX:AXP
Credit Losses Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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