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American Express CoXSWX:AXP 82 Future 3-5Y EPS without NRI Growth Rate is 14.14 as of Aug. 20, 2026. GuruFocus rates XSWX:AXP with a GF Score™ of 82/100 and a GF Value™ of CHF275.69 (Fairly Valued). The stock has 3 warning signs investors should review. Among 113 Credit Services companies, American Express Co ranks worse than 56.64% on this metric.
Future 3-5Y EPS without NRI Growth Rate is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.
As of today, American Express Co's Future 3-5Y EPS without NRI Growth Rate is 14.14.
American Express Co (XSWX:AXP) Future 3-5Y EPS without NRI Growth Rate Explanation
Future 3-5Y EPS without NRI Growth Rate s the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average earnings per share (EPS) estimates growth rate.
American Express Co Future 3-5Y EPS without NRI Growth Rate Related Terms
XSWX:AXP vs COF, PYPL, SYF: Future 3-5Y EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, American Express Co's Future 3-5Y EPS without NRI Growth Rate, along with its competitors' market caps and Future 3-5Y EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Express Co Future 3-5Y EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, American Express Co's Future 3-5Y EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where American Express Co's Future 3-5Y EPS without NRI Growth Rate falls into.
What does a Future 3-5Y EPS without NRI Growth Rate of 14.14 mean?
American Express Co (XSWX:AXP) has a Future 3-5Y EPS without NRI Growth Rate of 14.14 as of Aug. 20, 2026. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for American Express Co and its competitors. According to the industry distribution chart, American Express Co ranks #64 out of 113 companies in the Credit Services industry, placing it in the top 56.6%.
Is American Express Co's Future 3-5Y EPS without NRI Growth Rate too high?
American Express Co's current Future 3-5Y EPS without NRI Growth Rate is 14.14. The Credit Services industry median Future 3-5Y EPS without NRI Growth Rate is 16.86. American Express Co's value of 14.14 is 16.1% below this industry median. Based on the distribution chart, American Express Co ranks #64 out of 113 companies in the Credit Services industry, which is below the industry midpoint. Overall, American Express Co has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Express Co's Future 3-5Y EPS without NRI Growth Rate compare to COF and PYPL?
According to the Credit Services industry distribution chart, American Express Co ranks #64 out of 113 companies for Future 3-5Y EPS without NRI Growth Rate. This places American Express Co in the lower half of its industry. The industry median Future 3-5Y EPS without NRI Growth Rate is 16.86. American Express Co's value of 14.14 is 16.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future 3-5Y EPS without NRI Growth Rate for a Credit Services company?
The median Future 3-5Y EPS without NRI Growth Rate among Credit Services companies is 16.86, based on 113 companies in the industry. Companies in the top quartile (top 25%) have a Future 3-5Y EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, Future 3-5Y EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Express Co's current Future 3-5Y EPS without NRI Growth Rate of 14.14 is 16.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future 3-5Y EPS without NRI Growth Rate mean?
A high Future 3-5Y EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for American Express Co and its competitors. For the Credit Services industry, the median Future 3-5Y EPS without NRI Growth Rate is 16.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Express Co's current Future 3-5Y EPS without NRI Growth Rate is 14.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Express Co stock overvalued right now?
Based on GuruFocus' analysis, American Express Co (XSWX:AXP) is currently considered Fairly Valued. The stock's GF Value™ is CHF275.69, compared to a current price of CHF275.75 — trading 0% above its estimated fair value. The current Future 3-5Y EPS without NRI Growth Rate is 14.14 and 16.1% below the Credit Services industry median of 16.86. American Express Co's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future 3-5Y EPS without NRI Growth Rate calculated?
Future 3-5Y EPS without NRI Growth Rate is calculated from a company's financial statements. For American Express Co (XSWX:AXP), the current Future 3-5Y EPS without NRI Growth Rate is 14.14 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Express Co (XSWX:AXP) Overvalued in 2026?
Based on GuruFocus' analysis, American Express Co stock appears to be overvalued.
The current stock price of CHF275.75 is trading 0% above its estimated GF Value™ of CHF275.69.
GuruFocus considers American Express Co to be Fairly Valued.
Key valuation signals for XSWX:AXP:
Future 3-5Y EPS without NRI Growth Rate: 14.14
GF Value™: CHF275.69 vs. price of CHF275.75 (0% above fair value)
Industry Position: 16.1% below the Credit Services median (#64 of 113)
No single metric tells the full story. See the XSWX:AXP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
82GF Score
Get the complete analysis for XSWX:AXP
Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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