American Express Co (XSWX:AXP) 12-1 Month Momentum %: 118.83% (As of Jul. 16, 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:AXP American Express Co XSWX:AXP
80 GF Score
Price CHF290.55
GF Value CHF261.84
! 4 Warning Signs
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What is American Express Co 12-1 Month Momentum %?

American Express Co XSWX:AXP +0.68% 80 12-1 Month Momentum % is 118.83% as of Jul. 16, 2026. GuruFocus rates XSWX:AXP with a GF Score™ of 80/100 and a GF Value™ of CHF261.84. The stock has 4 warning signs investors should review. Among 561 Credit Services companies, American Express Co ranks better than 61.14% on this metric.

12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-07-16), American Express Co's 12-1 Month Momentum % is 118.83%.

The industry rank for American Express Co's 12-1 Month Momentum % or its related term are showing as below:

XSWX:AXP's 12-1 Month Momentum % is ranked better than
61.14% of 561 companies
in the Credit Services industry
Industry Median: -8.58 vs XSWX:AXP: 118.83

American Express Co  (XSWX:AXP) 12-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.

American Express Co 12-1 Month Momentum % Related Terms

XSWX:AXP vs COF, PYPL, AFRM: 12-1 Month Momentum % Comparison

For the Credit Services subindustry, American Express Co's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

American Express Co 12-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, American Express Co's 12-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where American Express Co's 12-1 Month Momentum % falls into.


XSWX:AXP
80GF Score
American Express Co XSWX:AXP
12-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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American Express Co  (XSWX:AXP) 12-1 Month Momentum % Calculation

12-1 Month Momentum % is calculated as following:

12-1 Month Momentum %=( Price 1-month ago / Price 12-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 12-1 Month Momentum % →
What does a 12-1 Month Momentum % of 118.83% mean?
American Express Co (XSWX:AXP) has a 12-1 Month Momentum % of 118.83% as of Jul. 16, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on American Express Co and its competitors. According to the industry distribution chart, American Express Co ranks #218 out of 561 companies in the Credit Services industry, placing it in the top 38.9%.
Is American Express Co's 12-1 Month Momentum % too high?
American Express Co's current 12-1 Month Momentum % is 118.83%. Based on the distribution chart, American Express Co ranks #218 out of 561 companies in the Credit Services industry, which is above the industry midpoint. Overall, American Express Co has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does American Express Co's 12-1 Month Momentum % compare to COF and PYPL?
According to the Credit Services industry distribution chart, American Express Co ranks #218 out of 561 companies for 12-1 Month Momentum %. This puts American Express Co in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Credit Services company?
A good 12-1 Month Momentum % depends on the Credit Services industry context. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on American Express Co and its competitors. American Express Co's current 12-1 Month Momentum % is 118.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Express Co stock overvalued right now?
American Express Co (XSWX:AXP) has a current 12-1 Month Momentum % of 118.83%. The stock's GF Value™ is CHF261.84, compared to a current price of CHF290.55 — trading 11% above its estimated fair value. The current 12-1 Month Momentum % is 118.83%. American Express Co's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For American Express Co (XSWX:AXP), the current 12-1 Month Momentum % is 118.83% as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Express Co (XSWX:AXP) Overvalued in 2026?

Based on GuruFocus' analysis, American Express Co stock appears to be overvalued. The current stock price of CHF290.55 is trading 11% above its estimated GF Value™ of CHF261.84.

Key valuation signals for XSWX:AXP:

  • 12-1 Month Momentum %: 118.83%
  • GF Value™: CHF261.84 vs. price of CHF290.55 (11% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the XSWX:AXP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Express Co Business Description

Address 200 Vesey Street, New York, NY, USA, 10285
American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.
80GF Score

Get the complete analysis for XSWX:AXP

12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF290.55
Price
CHF261.84
GF Value