Kemper (FRA:UI2) Net Loan: €242 Mil (As of Mar. 2026)

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FRA:UI2 Kemper Corp FRA:UI2
55 GF Score
Price €23.60
GF Value €46.36
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Kemper Net Loan?

Kemper FRA:UI2 +1.72% 55 Net Loan is €242 Mil as of Mar. 2026. GuruFocus rates FRA:UI2 with a GF Score™ of 55/100 and a GF Value™ of €46.36 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Kemper's quarterly net loan increased from Sep. 2025 (€238 Mil) to Dec. 2025 (€239 Mil) and increased from Dec. 2025 (€239 Mil) to Mar. 2026 (€242 Mil).

Kemper's annual net loan increased from Dec. 2023 (€258 Mil) to Dec. 2024 (€239 Mil) but then declined from Dec. 2024 (€239 Mil) to Dec. 2025 (€242 Mil).

Kemper Net Loan Historical Data

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The historical data trend for Kemper's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kemper Net Loan Chart

Kemper Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 253.29 267.53 257.86 268.07 239.04

Kemper Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 258.82 241.55 237.96 239.04 241.85
FRA:UI2
55GF Score
Kemper Corp FRA:UI2
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Kemper Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €242 Mil mean?
Kemper (FRA:UI2) has a Net Loan of €242 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Kemper and its competitors.
Is Kemper's Net Loan too high?
Kemper's current Net Loan is €242 Mil. Overall, Kemper has a GF Score™ of 55/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kemper's Net Loan compare to PRCH and UFCS?
Kemper's Net Loan of €242 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Kemper and its competitors. Kemper's current Net Loan is €242 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Based on GuruFocus' analysis, Kemper (FRA:UI2) is currently considered Significantly Undervalued. The stock's GF Value™ is €46.36, compared to a current price of €23.60 — trading 49.1% below its estimated fair value. The current Net Loan is €242 Mil. Kemper's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Kemper (FRA:UI2), the current Net Loan is €242 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kemper (FRA:UI2) Overvalued in 2026?

Based on GuruFocus' analysis, Kemper stock appears to be undervalued. The current stock price of €23.60 is trading 49.1% below its estimated GF Value™ of €46.36. GuruFocus considers Kemper to be Significantly Undervalued.

Key valuation signals for FRA:UI2:

  • Net Loan: €242 Mil
  • GF Value™: €46.36 vs. price of €23.60 (49.1% below fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the FRA:UI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kemper Business Description

Other Exchanges KMPR:USA
Address 200 E. Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
55GF Score

Get the complete analysis for FRA:UI2

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.60
Price
€46.36
GF Value