Kemper (FRA:UI2) Policy Acquisition Expense: €-37 Mil (As of Jun. 2026)

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FRA:UI2 Kemper Corp FRA:UI2
49 GF Score
Price €22.40
GF Value €46.02
! 4 Warning Signs
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What is Kemper Policy Acquisition Expense?

Kemper FRA:UI2 +0.90% 49 Policy Acquisition Expense is €-37 Mil as of Jun. 2026. GuruFocus rates FRA:UI2 with a GF Score™ of 49/100 and a GF Value™ of €46.02. The stock has 4 warning signs investors should review.

Policy acquisition expense is the expenses incurred by insurance companies in activities such as marketing, advertising, commissions etc. Kemper's policy acquisition expense for the three months ended in Jun. 2026 was €145 Mil. Its policy acquisition expense for the trailing twelve months (TTM) ended in Jun. 2026 was €-37 Mil.

Kemper Policy Acquisition Expense Historical Data

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The historical data trend for Kemper's Policy Acquisition Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kemper Policy Acquisition Expense Chart

Kemper Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Policy Acquisition Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -68.59 13.41 40.17 -36.67 -22.63

Kemper Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Policy Acquisition Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 157.71 148.08 -462.61 132.09 145.30
FRA:UI2
49GF Score
Kemper Corp FRA:UI2
Policy Acquisition Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Kemper Policy Acquisition Expense Calculation

Expenses incurred by insurance companies in activities such as marketing, advertising, commissions etc.

Policy Acquisition Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-37 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Policy Acquisition Expense of €-37 Mil mean?
Kemper (FRA:UI2) has a Policy Acquisition Expense of €-37 Mil as of Jun. 2026. Policy acquisition expenses are costs insurance companies incur through marketing and commissions. View historical data on Kemper and its competitors.
Is Kemper's Policy Acquisition Expense too high?
Kemper's current Policy Acquisition Expense is €-37 Mil. Overall, Kemper has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Kemper's Policy Acquisition Expense compare to SAFT and STC?
Kemper's Policy Acquisition Expense of €-37 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Policy Acquisition Expense for an Insurance company?
A good Policy Acquisition Expense depends on the Insurance industry context. However, Policy Acquisition Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Policy Acquisition Expense mean?
A high Policy Acquisition Expense can signal that a stock is expensive relative to its fundamentals. Policy acquisition expenses are costs insurance companies incur through marketing and commissions. View historical data on Kemper and its competitors. Kemper's current Policy Acquisition Expense is €-37 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Kemper (FRA:UI2) has a current Policy Acquisition Expense of €-37 Mil. The stock's GF Value™ is €46.02, compared to a current price of €22.40 — trading 51.3% below its estimated fair value. The current Policy Acquisition Expense is €-37 Mil. Kemper's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Policy Acquisition Expense calculated?
Policy Acquisition Expense is calculated from a company's financial statements. For Kemper (FRA:UI2), the current Policy Acquisition Expense is €-37 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kemper (FRA:UI2) Overvalued in 2026?

Based on GuruFocus' analysis, Kemper stock appears to be undervalued. The current stock price of €22.40 is trading 51.3% below its estimated GF Value™ of €46.02.

Key valuation signals for FRA:UI2:

  • Policy Acquisition Expense: €-37 Mil
  • GF Value™: €46.02 vs. price of €22.40 (51.3% below fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the FRA:UI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kemper Business Description

Other Exchanges KMPR:USA
Address 200 E. Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
49GF Score

Get the complete analysis for FRA:UI2

Policy Acquisition Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.40
Price
€46.02
GF Value