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KemperFRA:UI2 +1.72%55 3-Year EBITDA Growth Rate is 0.00% as of Mar. 2026. GuruFocus rates FRA:UI2 with a GF Score™ of 55/100 and a GF Value™ of €45.50 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 289 Insurance companies, Kemper ranks worse than 346020.42% on this metric.
During the past 12 months, Kemper's average EBITDA Per Share Growth Rate was -72.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Kemper was 106.90% per year. The lowest was -41.70% per year. And the median was 8.75% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Kemper 3-Year EBITDA Growth Rate Related Terms
FRA:UI2 vs PRCH, UFCS, PRA: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Kemper's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kemper 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Kemper's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Kemper's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 0.00% mean?
Kemper (FRA:UI2) has a 3-Year EBITDA Growth Rate of 0.00% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Kemper and its competitors. According to the industry distribution chart, Kemper ranks #999999 out of 289 companies in the Insurance industry.
Is Kemper's 3-Year EBITDA Growth Rate too high?
Kemper's current 3-Year EBITDA Growth Rate is 0.00%. Based on the distribution chart, Kemper ranks #999999 out of 289 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Kemper has a GF Score™ of 55/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kemper's 3-Year EBITDA Growth Rate compare to PRCH and UFCS?
According to the Insurance industry distribution chart, Kemper ranks #999999 out of 289 companies for 3-Year EBITDA Growth Rate. This places Kemper in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 17.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.70, based on 289 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Kemper and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kemper's current 3-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Based on GuruFocus' analysis, Kemper (FRA:UI2) is currently considered Significantly Undervalued. The stock's GF Value™ is €45.50, compared to a current price of €23.60 — trading 48.1% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 0.00%. Kemper's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Kemper (FRA:UI2), the current 3-Year EBITDA Growth Rate is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kemper (FRA:UI2) Overvalued in 2026?
Based on GuruFocus' analysis, Kemper stock appears to be undervalued.
The current stock price of €23.60 is trading 48.1% below its estimated GF Value™ of €45.50.
GuruFocus considers Kemper to be Significantly Undervalued.
Key valuation signals for FRA:UI2:
3-Year EBITDA Growth Rate: 0.00%
GF Value™: €45.50 vs. price of €23.60 (48.1% below fair value)
No single metric tells the full story. See the FRA:UI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
55GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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