Kemper (FRA:UI2) Long-Term Debt: €817 Mil (As of Mar. 2026)


FRA:UI2 Kemper Corp FRA:UI2
51 GF Score
Price €23.60
GF Value €46.58
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Kemper Long-Term Debt?

Kemper FRA:UI2 +2.61% 51 Long-Term Debt is €817 Mil as of Mar. 2026. GuruFocus rates FRA:UI2 with a GF Score™ of 51/100 and a GF Value™ of €46.58 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Kemper's Long-Term Debt for the quarter that ended in Mar. 2026 was €817 Mil.

Kemper's quarterly Long-Term Debt increased from Sep. 2025 (€804 Mil) to Dec. 2025 (€806 Mil) and increased from Dec. 2025 (€806 Mil) to Mar. 2026 (€817 Mil).

Kemper's annual Long-Term Debt declined from Dec. 2023 (€1,274 Mil) to Dec. 2024 (€899 Mil) and declined from Dec. 2024 (€899 Mil) to Dec. 2025 (€806 Mil).

Kemper  (FRA:UI2) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Kemper Long-Term Debt Related Terms

Kemper Long-Term Debt Historical Data

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The historical data trend for Kemper's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kemper Long-Term Debt Chart

Kemper Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 595.52 1,309.23 1,273.90 899.32 805.75

Kemper Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 871.44 817.23 803.52 805.75 816.56
FRA:UI2
51GF Score
Kemper Corp FRA:UI2
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €817 Mil mean?
Kemper (FRA:UI2) has a Long-Term Debt of €817 Mil as of Mar. 2026.
Is Kemper's Long-Term Debt too high?
Kemper's current Long-Term Debt is €817 Mil. Overall, Kemper has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kemper's Long-Term Debt compare to PRCH and UFCS?
Kemper's Long-Term Debt of €817 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Kemper's current Long-Term Debt is €817 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Based on GuruFocus' analysis, Kemper (FRA:UI2) is currently considered Significantly Undervalued. The stock's GF Value™ is €46.58, compared to a current price of €23.60 — trading 49.3% below its estimated fair value. The current Long-Term Debt is €817 Mil. Kemper's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Kemper (FRA:UI2), the current Long-Term Debt is €817 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kemper (FRA:UI2) Overvalued in 2026?

Based on GuruFocus' analysis, Kemper stock appears to be undervalued. The current stock price of €23.60 is trading 49.3% below its estimated GF Value™ of €46.58. GuruFocus considers Kemper to be Significantly Undervalued.

Key valuation signals for FRA:UI2:

  • Long-Term Debt: €817 Mil
  • GF Value™: €46.58 vs. price of €23.60 (49.3% below fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the FRA:UI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kemper Business Description

Other Exchanges KMPR:USA
Address 200 E. Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
51GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.60
Price
€46.58
GF Value