Kemper (FRA:UI2) 5-Year Yield-on-Cost %: 4.62 (As of Jul. 05, 2026) — 122% Above Median


FRA:UI2 Kemper Corp FRA:UI2
52 GF Score
Price €24.80
GF Value €47.97
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Kemper 5-Year Yield-on-Cost %?

Kemper FRA:UI2 +3.33% 52 5-Year Yield-on-Cost % is 4.62 as of Jul. 05, 2026, which is 122% above its 10-year median of 2.08. GuruFocus rates FRA:UI2 with a GF Score™ of 52/100 and a GF Value™ of €47.97 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 424 Insurance companies, Kemper ranks better than 58.02% on this metric.

Kemper's yield on cost for the quarter that ended in Mar. 2026 was 4.62.


The historical rank and industry rank for Kemper's 5-Year Yield-on-Cost % or its related term are showing as below:

FRA:UI2' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.12   Med: 2.08   Max: 5.43
Current: 4.62


During the past 13 years, Kemper's highest Yield on Cost was 5.43. The lowest was 1.12. And the median was 2.08.


FRA:UI2's 5-Year Yield-on-Cost % is ranked better than
58.02% of 424 companies
in the Insurance industry
Industry Median: 3.99 vs FRA:UI2: 4.62

Kemper  (FRA:UI2) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Kemper 5-Year Yield-on-Cost % Related Terms


FRA:UI2 vs PRCH, UFCS, PRA: 5-Year Yield-on-Cost % Comparison

For the Insurance - Property & Casualty subindustry, Kemper's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kemper 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, Kemper's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Kemper's 5-Year Yield-on-Cost % falls into.


FRA:UI2
52GF Score
Kemper Corp FRA:UI2
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kemper 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Kemper is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 4.62 mean?
Kemper (FRA:UI2) has a 5-Year Yield-on-Cost % of 4.62 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kemper and its competitors. This is 122% above median its historical median of 2.08. Over the past decade, Kemper's 5-Year Yield-on-Cost % has ranged from 1.12 to 5.43. According to the industry distribution chart, Kemper ranks #178 out of 424 companies in the Insurance industry, placing it in the top 42%.
Is Kemper's 5-Year Yield-on-Cost % too high?
Kemper's current 5-Year Yield-on-Cost % of 4.62 is 122% above median its 10-year median of 2.08. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 5.43. The Insurance industry median 5-Year Yield-on-Cost % is 3.99. Kemper's value of 4.62 is 15.8% above this industry median. Based on the distribution chart, Kemper ranks #178 out of 424 companies in the Insurance industry, which is above the industry midpoint. Overall, Kemper has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kemper's 5-Year Yield-on-Cost % compare to PRCH and UFCS?
According to the Insurance industry distribution chart, Kemper ranks #178 out of 424 companies for 5-Year Yield-on-Cost %. This puts Kemper in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.99. Kemper's value of 4.62 is 15.8% above this benchmark. Historically, Kemper's own 5-Year Yield-on-Cost % has ranged from 1.12 to 5.43 over the past decade. While the company's 10-year median is 2.08 vs. the industry median of 3.99, Kemper has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.99, based on 424 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kemper's current 5-Year Yield-on-Cost % of 4.62 is 15.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kemper and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kemper's current 5-Year Yield-on-Cost % is 4.62, which is 122% above median its own 10-year median of 2.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Based on GuruFocus' analysis, Kemper (FRA:UI2) is currently considered Significantly Undervalued. The stock's GF Value™ is €47.97, compared to a current price of €24.80 — trading 48.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.62, which is 122% above median its 10-year median of 2.08 and 15.8% above the Insurance industry median of 3.99. Kemper's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Kemper (FRA:UI2), the current 5-Year Yield-on-Cost % is 4.62 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kemper (FRA:UI2) Overvalued in 2026?

Based on GuruFocus' analysis, Kemper stock appears to be undervalued. The current stock price of €24.80 is trading 48.3% below its estimated GF Value™ of €47.97. GuruFocus considers Kemper to be Significantly Undervalued.

Key valuation signals for FRA:UI2:

  • 5-Year Yield-on-Cost %: 4.62 (122% above median its 10-year median of 2.08)
  • GF Value™: €47.97 vs. price of €24.80 (48.3% below fair value)
  • GF Score™: 52/100 with 4 warning signs
  • Industry Position: 15.8% above the Insurance median (#178 of 424)

No single metric tells the full story. See the FRA:UI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kemper Business Description

Other Exchanges KMPR:USA
Address 200 E. Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
52GF Score

Get the complete analysis for FRA:UI2

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.80
Price
€47.97
GF Value