Kemper (FRA:UI2) 3-Year EPS without NRI Growth Rate: 0.00% (As of Jun. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UI2 Kemper Corp FRA:UI2
49 GF Score
Price €22.20
GF Value €48.63
! 4 Warning Signs
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What is Kemper 3-Year EPS without NRI Growth Rate?

Kemper FRA:UI2 -4.31% 49 3-Year EPS without NRI Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates FRA:UI2 with a GF Score™ of 49/100 and a GF Value™ of €48.63. The stock has 4 warning signs investors should review. Among 401 Insurance companies, Kemper ranks worse than 249376.31% on this metric.

Kemper's EPS without NRI for the three months ended in Jun. 2026 was €-0.08.

During the past 12 months, Kemper's average EPS without NRI Growth Rate was -96.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Kemper was 192.70% per year. The lowest was -55.20% per year. And the median was 3.45% per year.


Kemper  (FRA:UI2) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Kemper 3-Year EPS without NRI Growth Rate Related Terms


FRA:UI2 vs SAFT, STC, UFCS: 3-Year EPS without NRI Growth Rate Comparison

For the Insurance - Property & Casualty subindustry, Kemper's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kemper 3-Year EPS without NRI Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Kemper's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Kemper's 3-Year EPS without NRI Growth Rate falls into.


FRA:UI2
49GF Score
Kemper Corp FRA:UI2
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Kemper 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 0.00% mean?
Kemper (FRA:UI2) has a 3-Year EPS without NRI Growth Rate of 0.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Kemper and its competitors. According to the industry distribution chart, Kemper ranks #999999 out of 401 companies in the Insurance industry.
Is Kemper's 3-Year EPS without NRI Growth Rate too high?
Kemper's current 3-Year EPS without NRI Growth Rate is 0.00%. Based on the distribution chart, Kemper ranks #999999 out of 401 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Kemper has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Kemper's 3-Year EPS without NRI Growth Rate compare to SAFT and STC?
According to the Insurance industry distribution chart, Kemper ranks #999999 out of 401 companies for 3-Year EPS without NRI Growth Rate. This places Kemper in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.30, based on 401 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Kemper and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kemper's current 3-Year EPS without NRI Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Kemper (FRA:UI2) has a current 3-Year EPS without NRI Growth Rate of 0.00%. The stock's GF Value™ is €48.63, compared to a current price of €22.20 — trading 54.3% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 0.00%. Kemper's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Kemper (FRA:UI2), the current 3-Year EPS without NRI Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kemper (FRA:UI2) Overvalued in 2026?

Based on GuruFocus' analysis, Kemper stock appears to be undervalued. The current stock price of €22.20 is trading 54.3% below its estimated GF Value™ of €48.63.

Key valuation signals for FRA:UI2:

  • 3-Year EPS without NRI Growth Rate: 0.00%
  • GF Value™: €48.63 vs. price of €22.20 (54.3% below fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the FRA:UI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kemper Business Description

Other Exchanges KMPR:USA
Address 200 E. Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
49GF Score

Get the complete analysis for FRA:UI2

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.20
Price
€48.63
GF Value