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KemperFRA:UI2 +5.08%55 3-1 Month Momentum % is -19.12% as of Jul. 19, 2026. GuruFocus rates FRA:UI2 with a GF Score™ of 55/100 and a GF Value™ of €46.39 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 569 Insurance companies, Kemper ranks worse than 96.31% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-19), Kemper's 3-1 Month Momentum % is -19.12%.
The industry rank for Kemper's 3-1 Month Momentum % or its related term are showing as below:
FRA:UI2's 3-1 Month Momentum % is ranked worse than 96.31% of 569
companies
in the Insurance industry
Industry Median: 1.69
vs FRA:UI2: -19.12
Kemper (FRA:UI2) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Kemper 3-1 Month Momentum % Related Terms
FRA:UI2 vs PRCH, UFCS, PRA: 3-1 Month Momentum % Comparison
For the Insurance - Property & Casualty subindustry, Kemper's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kemper 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, Kemper's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Kemper's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kemper (FRA:UI2) has a 3-1 Month Momentum % of -19.12% as of Jul. 19, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Kemper and its competitors. According to the industry distribution chart, Kemper ranks #548 out of 569 companies in the Insurance industry, placing it in the top 96.3%.
Is Kemper's 3-1 Month Momentum % too high?
Kemper's current 3-1 Month Momentum % is -19.12%. Based on the distribution chart, Kemper ranks #548 out of 569 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Kemper has a GF Score™ of 55/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kemper's 3-1 Month Momentum % compare to PRCH and UFCS?
According to the Insurance industry distribution chart, Kemper ranks #548 out of 569 companies for 3-1 Month Momentum %. This places Kemper in the lower half of its industry. The industry median 3-1 Month Momentum % is 1.69. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 1.69, based on 569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Kemper and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kemper's current 3-1 Month Momentum % is -19.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Based on GuruFocus' analysis, Kemper (FRA:UI2) is currently considered Significantly Undervalued. The stock's GF Value™ is €46.39, compared to a current price of €24.80 — trading 46.5% below its estimated fair value. The current 3-1 Month Momentum % is -19.12%. Kemper's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Kemper (FRA:UI2), the current 3-1 Month Momentum % is -19.12% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kemper (FRA:UI2) Overvalued in 2026?
Based on GuruFocus' analysis, Kemper stock appears to be undervalued.
The current stock price of €24.80 is trading 46.5% below its estimated GF Value™ of €46.39.
GuruFocus considers Kemper to be Significantly Undervalued.
Key valuation signals for FRA:UI2:
3-1 Month Momentum %: -19.12%
GF Value™: €46.39 vs. price of €24.80 (46.5% below fair value)
No single metric tells the full story. See the FRA:UI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
55GF Score
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