Kemper (FRA:UI2) 1-Year Share Buyback Ratio: 8.10% (As of Mar. 2026 )

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UI2 Kemper Corp FRA:UI2
55 GF Score
Price €24.40
GF Value €46.33
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Kemper 1-Year Share Buyback Ratio?

Kemper FRA:UI2 55 1-Year Share Buyback Ratio is 8.10 as of Mar. 2026. GuruFocus rates FRA:UI2 with a GF Score™ of 55/100 and a GF Value™ of €46.33 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 266 Insurance companies, Kemper ranks better than 93.23% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Kemper's current 1-Year Share Buyback Ratio was 8.10%.

FRA:UI2's 1-Year Share Buyback Ratio is ranked better than
93.23% of 266 companies
in the Insurance industry
Industry Median: 0.1 vs FRA:UI2: 8.10

Kemper  (FRA:UI2) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Kemper 1-Year Share Buyback Ratio Related Terms


FRA:UI2 vs SAFT, STC, UFCS: 1-Year Share Buyback Ratio Comparison

For the Insurance - Property & Casualty subindustry, Kemper's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kemper 1-Year Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Kemper's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Kemper's 1-Year Share Buyback Ratio falls into.


FRA:UI2
55GF Score
Kemper Corp FRA:UI2
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kemper 1-Year Share Buyback Ratio Calculation

Kemper's 1-Year Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Mar. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Mar. 2025 )
=(63.979 - 58.821) / 63.979
=8.1%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of 8.10 mean?
Kemper (FRA:UI2) has a 1-Year Share Buyback Ratio of 8.10 as of Mar. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Kemper and its competitors. According to the industry distribution chart, Kemper ranks #18 out of 266 companies in the Insurance industry, placing it in the top 6.8%.
Is Kemper's 1-Year Share Buyback Ratio too high?
Kemper's current 1-Year Share Buyback Ratio is 8.10. The Insurance industry median 1-Year Share Buyback Ratio is 0.10. Kemper's value of 8.10 is 8000% above this industry median. Based on the distribution chart, Kemper ranks #18 out of 266 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Kemper has a GF Score™ of 55/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kemper's 1-Year Share Buyback Ratio compare to SAFT and STC?
According to the Insurance industry distribution chart, Kemper ranks #18 out of 266 companies for 1-Year Share Buyback Ratio. This places Kemper in the top 7% of its industry — outperforming the majority of peers. The industry median 1-Year Share Buyback Ratio is 0.10. Kemper's value of 8.10 is 8000% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for an Insurance company?
The median 1-Year Share Buyback Ratio among Insurance companies is 0.10, based on 266 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year Share Buyback Ratio significantly above this median, while those in the bottom quartile fall well below. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kemper's current 1-Year Share Buyback Ratio of 8.10 is 8000% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Kemper and its competitors. For the Insurance industry, the median 1-Year Share Buyback Ratio is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kemper's current 1-Year Share Buyback Ratio is 8.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Based on GuruFocus' analysis, Kemper (FRA:UI2) is currently considered Significantly Undervalued. The stock's GF Value™ is €46.33, compared to a current price of €24.40 — trading 47.3% below its estimated fair value. The current 1-Year Share Buyback Ratio is 8.10 and 8000% above the Insurance industry median of 0.10. Kemper's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Kemper (FRA:UI2), the current 1-Year Share Buyback Ratio is 8.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kemper (FRA:UI2) Overvalued in 2026?

Based on GuruFocus' analysis, Kemper stock appears to be undervalued. The current stock price of €24.40 is trading 47.3% below its estimated GF Value™ of €46.33. GuruFocus considers Kemper to be Significantly Undervalued.

Key valuation signals for FRA:UI2:

  • 1-Year Share Buyback Ratio: 8.10
  • GF Value™: €46.33 vs. price of €24.40 (47.3% below fair value)
  • GF Score™: 55/100 with 4 warning signs
  • Industry Position: 8000% above the Insurance median (#18 of 266)

No single metric tells the full story. See the FRA:UI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kemper Business Description

Other Exchanges KMPR:USA
Address 200 E. Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
55GF Score

Get the complete analysis for FRA:UI2

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.40
Price
€46.33
GF Value