Kemper (FRA:UI2) 10-Year Share Buyback Ratio: -2.00% (As of Jun. 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UI2 Kemper Corp FRA:UI2
56 GF Score
Price €24.60
GF Value €47.54
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Kemper 10-Year Share Buyback Ratio?

Kemper FRA:UI2 -0.81% 56 10-Year Share Buyback Ratio is -2.00 as of Jun. 2026. GuruFocus rates FRA:UI2 with a GF Score™ of 56/100 and a GF Value™ of €47.54 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 293 Insurance companies, Kemper ranks worse than 62.46% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Kemper's current 10-Year Share Buyback Ratio was -2.00%.

FRA:UI2's 10-Year Share Buyback Ratio is ranked worse than
62.46% of 293 companies
in the Insurance industry
Industry Median: -0.5 vs FRA:UI2: -2.00

Kemper (FRA:UI2) 10-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Kemper 10-Year Share Buyback Ratio Related Terms


FRA:UI2 vs SAFT, STC, UFCS: 10-Year Share Buyback Ratio Comparison

For the Insurance - Property & Casualty subindustry, Kemper's 10-Year Share Buyback Ratio, along with its competitors' market caps and 10-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kemper 10-Year Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Kemper's 10-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Kemper's 10-Year Share Buyback Ratio falls into.


FRA:UI2
56GF Score
Kemper Corp FRA:UI2
10-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kemper 10-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from ten years ago to the current year. The annualized percentage change is calculated with least-square regression based on the eleven years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 10-Year Share Buyback Ratio of -2.00 mean?
Kemper (FRA:UI2) has a 10-Year Share Buyback Ratio of -2.00 as of Jun. 2026. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for Kemper and its competitors. According to the industry distribution chart, Kemper ranks #183 out of 293 companies in the Insurance industry, placing it in the top 62.5%.
Is Kemper's 10-Year Share Buyback Ratio too high?
Kemper's current 10-Year Share Buyback Ratio is -2.00. Based on the distribution chart, Kemper ranks #183 out of 293 companies in the Insurance industry, which is below the industry midpoint. Overall, Kemper has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kemper's 10-Year Share Buyback Ratio compare to SAFT and STC?
According to the Insurance industry distribution chart, Kemper ranks #183 out of 293 companies for 10-Year Share Buyback Ratio. This places Kemper in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year Share Buyback Ratio for an Insurance company?
A good 10-Year Share Buyback Ratio depends on the Insurance industry context. However, 10-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year Share Buyback Ratio mean?
A high 10-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for Kemper and its competitors. Kemper's current 10-Year Share Buyback Ratio is -2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Based on GuruFocus' analysis, Kemper (FRA:UI2) is currently considered Possible Value Trap. The stock's GF Value™ is €47.54, compared to a current price of €24.60 — trading 48.3% below its estimated fair value. The current 10-Year Share Buyback Ratio is -2.00. Kemper's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year Share Buyback Ratio calculated?
10-Year Share Buyback Ratio is calculated from a company's financial statements. For Kemper (FRA:UI2), the current 10-Year Share Buyback Ratio is -2.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kemper (FRA:UI2) Overvalued in 2026?

Based on GuruFocus' analysis, Kemper stock appears to be undervalued. The current stock price of €24.60 is trading 48.3% below its estimated GF Value™ of €47.54. GuruFocus considers Kemper to be Possible Value Trap.

Key valuation signals for FRA:UI2:

  • 10-Year Share Buyback Ratio: -2.00
  • GF Value™: €47.54 vs. price of €24.60 (48.3% below fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the FRA:UI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kemper Business Description

Other Exchanges KMPR:USA
Address 200 E. Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
56GF Score

Get the complete analysis for FRA:UI2

10-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.60
Price
€47.54
GF Value