HWBK (Hawthorn Bancshares) Net Loan: $1,395.78 Mil (As of Jun. 2026)

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HWBK Hawthorn Bancshares Inc HWBK
63 GF Score
Price $39.37
GF Value $34.73
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Hawthorn Bancshares Net Loan?

Hawthorn Bancshares HWBK +0.15% 63 Net Loan is $1,395.78 Mil as of Jun. 2026. GuruFocus rates HWBK with a GF Score™ of 63/100 and a GF Value™ of $34.73 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Hawthorn Bancshares's quarterly net loan declined from Dec. 2025 ($1,466.30 Mil) to Mar. 2026 ($1,433.24 Mil) and declined from Mar. 2026 ($1,433.24 Mil) to Jun. 2026 ($1,395.78 Mil).

Hawthorn Bancshares's annual net loan declined from Dec. 2023 ($1,519.29 Mil) to Dec. 2024 ($1,433.24 Mil) but then increased from Dec. 2024 ($1,433.24 Mil) to Dec. 2025 ($1,395.78 Mil).

Hawthorn Bancshares Net Loan Historical Data

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The historical data trend for Hawthorn Bancshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hawthorn Bancshares Net Loan Chart

Hawthorn Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,287.48 1,506.26 1,519.29 1,444.12 1,466.30

Hawthorn Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,441.33 1,493.53 1,466.30 1,433.24 1,395.78
HWBK
63GF Score
Hawthorn Bancshares Inc HWBK
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Hawthorn Bancshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,395.78 Mil mean?
Hawthorn Bancshares (HWBK) has a Net Loan of $1,395.78 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Hawthorn Bancshares and its competitors.
Is Hawthorn Bancshares' Net Loan too high?
Hawthorn Bancshares' current Net Loan is $1,395.78 Mil. Overall, Hawthorn Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hawthorn Bancshares' Net Loan compare to ISBA and ATLO?
Hawthorn Bancshares' Net Loan of $1,395.78 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Hawthorn Bancshares and its competitors. Hawthorn Bancshares's current Net Loan is $1,395.78 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hawthorn Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Hawthorn Bancshares (HWBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.73, compared to a current price of $39.37 — trading 13.4% above its estimated fair value. The current Net Loan is $1,395.78 Mil. Hawthorn Bancshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Hawthorn Bancshares (HWBK), the current Net Loan is $1,395.78 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hawthorn Bancshares (HWBK) Overvalued in 2026?

Based on GuruFocus' analysis, Hawthorn Bancshares stock appears to be overvalued. The current stock price of $39.37 is trading 13.4% above its estimated GF Value™ of $34.73. GuruFocus considers Hawthorn Bancshares to be Modestly Overvalued.

Key valuation signals for HWBK:

  • Net Loan: $1,395.78 Mil
  • GF Value™: $34.73 vs. price of $39.37 (13.4% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the HWBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hawthorn Bancshares Business Description

Address 132 East High Street, Box 688, Jefferson City, MO, USA, 65102
Hawthorn Bancshares Inc is a financial holding company that, along with its subsidiary bank, provides commercial banking for small and mid sized businesses, including equipment, operating, commercial real estate and SBA loans, and personal banking services such as real estate mortgage lending, installment and consumer loans, certificates of deposit, and checking, savings and money market accounts. It has two segments, banking and wealth management, with the banking segment earning the majority of its revenue and conducting general banking business, offering checking and savings accounts, internet banking, debit cards, certificates of deposit, brokerage services and others. Its primary source of revenue is net interest income derived from lending and deposit taking activities.
63GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.37
Price
$34.73
GF Value