HWBK (Hawthorn Bancshares) Total Operating Expense

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HWBK Hawthorn Bancshares Inc HWBK
63 GF Score
Price $39.10
GF Value $34.73
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Hawthorn Bancshares Total Operating Expense?

Total Operating Expense does not apply to banks and insurance companies.

HWBK
63GF Score
Hawthorn Bancshares Inc HWBK
Total Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Hawthorn Bancshares (HWBK) Overvalued in 2026?

Based on GuruFocus' analysis, Hawthorn Bancshares stock appears to be overvalued. The current stock price of $39.10 is trading 12.6% above its estimated GF Value™ of $34.73. GuruFocus considers Hawthorn Bancshares to be Modestly Overvalued.

Key valuation signals for HWBK:

  • Total Operating Expense:
  • GF Value™: $34.73 vs. price of $39.10 (12.6% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the HWBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hawthorn Bancshares Business Description

Address 132 East High Street, Box 688, Jefferson City, MO, USA, 65102
Hawthorn Bancshares Inc is a financial holding company that, along with its subsidiary bank, provides commercial banking for small and mid sized businesses, including equipment, operating, commercial real estate and SBA loans, and personal banking services such as real estate mortgage lending, installment and consumer loans, certificates of deposit, and checking, savings and money market accounts. It has two segments, banking and wealth management, with the banking segment earning the majority of its revenue and conducting general banking business, offering checking and savings accounts, internet banking, debit cards, certificates of deposit, brokerage services and others. Its primary source of revenue is net interest income derived from lending and deposit taking activities.
63GF Score

Get the complete analysis for HWBK

Total Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.10
Price
$34.73
GF Value