HWBK (Hawthorn Bancshares) Total Payout Ratio: 0.26 (As of Sep. 09, 2026)

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HWBK Hawthorn Bancshares Inc HWBK
65 GF Score
Price $39.53
GF Value $34.80
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Hawthorn Bancshares Total Payout Ratio?

Hawthorn Bancshares HWBK -0.10% 65 Total Payout Ratio is 0.26 as of Sep. 09, 2026. GuruFocus rates HWBK with a GF Score™ of 65/100 and a GF Value™ of $34.80 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Hawthorn Bancshares's current Total Payout Ratio is 0.26.


Hawthorn Bancshares Total Payout Ratio Related Terms


Hawthorn Bancshares Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Hawthorn Bancshares's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hawthorn Bancshares Total Payout Ratio Chart

Hawthorn Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.26 0.34 4.86 0.34 0.35

Hawthorn Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.51 0.28 0.28 0.31 0.20

HWBK vs EXSR, WNEB, LCNB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Hawthorn Bancshares's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hawthorn Bancshares Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hawthorn Bancshares's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Hawthorn Bancshares's Total Payout Ratio falls into.


HWBK
65GF Score
Hawthorn Bancshares Inc HWBK
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Hawthorn Bancshares Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Hawthorn Bancshares's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-2.861 + 0 + -5.426) / 23.801
=0.35

Hawthorn Bancshares's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0.004 + 0 + -1.449) / 7.326
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.26 mean?
Hawthorn Bancshares (HWBK) has a Total Payout Ratio of 0.26 as of Sep. 09, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Hawthorn Bancshares and its competitors.
Is Hawthorn Bancshares' Total Payout Ratio too high?
Hawthorn Bancshares' current Total Payout Ratio is 0.26. Overall, Hawthorn Bancshares has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hawthorn Bancshares' Total Payout Ratio compare to EXSR and WNEB?
Hawthorn Bancshares' Total Payout Ratio of 0.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Hawthorn Bancshares and its competitors. Hawthorn Bancshares's current Total Payout Ratio is 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hawthorn Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Hawthorn Bancshares (HWBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.80, compared to a current price of $39.53 — trading 13.6% above its estimated fair value. The current Total Payout Ratio is 0.26. Hawthorn Bancshares' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Hawthorn Bancshares (HWBK), the current Total Payout Ratio is 0.26 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hawthorn Bancshares (HWBK) Overvalued in 2026?

Based on GuruFocus' analysis, Hawthorn Bancshares stock appears to be overvalued. The current stock price of $39.53 is trading 13.6% above its estimated GF Value™ of $34.80. GuruFocus considers Hawthorn Bancshares to be Modestly Overvalued.

Key valuation signals for HWBK:

  • Total Payout Ratio: 0.26
  • GF Value™: $34.80 vs. price of $39.53 (13.6% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the HWBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hawthorn Bancshares Business Description

Address 132 East High Street, Box 688, Jefferson City, MO, USA, 65102
Hawthorn Bancshares Inc is a financial holding company that, along with its subsidiary bank, provides commercial banking for small and mid sized businesses, including equipment, operating, commercial real estate and SBA loans, and personal banking services such as real estate mortgage lending, installment and consumer loans, certificates of deposit, and checking, savings and money market accounts. It has two segments, banking and wealth management, with the banking segment earning the majority of its revenue and conducting general banking business, offering checking and savings accounts, internet banking, debit cards, certificates of deposit, brokerage services and others. Its primary source of revenue is net interest income derived from lending and deposit taking activities.
65GF Score

Get the complete analysis for HWBK

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.53
Price
$34.80
GF Value