HWBK (Hawthorn Bancshares) Asset Turnover: 0.01 (As of Jun. 2026)

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HWBK Hawthorn Bancshares Inc HWBK
63 GF Score
Price $39.10
GF Value $34.73
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Hawthorn Bancshares Asset Turnover?

Hawthorn Bancshares HWBK -0.71% 63 Asset Turnover is 0.01 as of Jun. 2026. GuruFocus rates HWBK with a GF Score™ of 63/100 and a GF Value™ of $34.73 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Hawthorn Bancshares's Revenue for the three months ended in Jun. 2026 was $22.92 Mil. Hawthorn Bancshares's Total Assets for the quarter that ended in Jun. 2026 was $1,814.45 Mil. Therefore, Hawthorn Bancshares's Asset Turnover for the quarter that ended in Jun. 2026 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. Hawthorn Bancshares's annualized ROE % for the quarter that ended in Jun. 2026 was 16.36%. It is also linked to ROA % through Du Pont Formula. Hawthorn Bancshares's annualized ROA % for the quarter that ended in Jun. 2026 was 1.62%.


Hawthorn Bancshares  (NAS:HWBK) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Hawthorn Bancshares's annulized ROE % for the quarter that ended in Jun. 2026 is

ROE %**(Q: Jun. 2026 )
=Net Income/Total Stockholders Equity
=29.304/179.09
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(29.304 / 91.66)*(91.66 / 1814.45)*(1814.45/ 179.09)
=Net Margin %*Asset Turnover*Equity Multiplier
=31.97 %*0.0505*10.1315
=ROA %*Equity Multiplier
=1.62 %*10.1315
=16.36 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Hawthorn Bancshares's annulized ROA % for the quarter that ended in Jun. 2026 is

ROA %(Q: Jun. 2026 )
=Net Income/Total Assets
=29.304/1814.45
=(Net Income / Revenue)*(Revenue / Total Assets)
=(29.304 / 91.66)*(91.66 / 1814.45)
=Net Margin %*Asset Turnover
=31.97 %*0.0505
=1.62 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Hawthorn Bancshares Asset Turnover Related Terms


Hawthorn Bancshares Asset Turnover Historical Data

* Premium members only.

The historical data trend for Hawthorn Bancshares's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hawthorn Bancshares Asset Turnover Chart

Hawthorn Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.04 0.03 0.04 0.04

Hawthorn Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

HWBK vs ISBA, ATLO, FXNC: Asset Turnover Comparison

For the Banks - Regional subindustry, Hawthorn Bancshares's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hawthorn Bancshares Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Hawthorn Bancshares's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Hawthorn Bancshares's Asset Turnover falls into.


HWBK
63GF Score
Hawthorn Bancshares Inc HWBK
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Hawthorn Bancshares Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Hawthorn Bancshares's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=80.306/( (1825.185+1894.85)/ 2 )
=80.306/1860.0175
=0.04

Hawthorn Bancshares's Asset Turnover for the quarter that ended in Jun. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Jun. 2026 )/( (Total Assets (Q: Mar. 2026 )+Total Assets (Q: Jun. 2026 ))/ count )
=22.915/( (1855.86+1773.04)/ 2 )
=22.915/1814.45
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
Hawthorn Bancshares (HWBK) has a Asset Turnover of 0.01 as of Jun. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Hawthorn Bancshares and its competitors.
Is Hawthorn Bancshares' Asset Turnover too high?
Hawthorn Bancshares' current Asset Turnover is 0.01. Overall, Hawthorn Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hawthorn Bancshares' Asset Turnover compare to ISBA and ATLO?
Hawthorn Bancshares' Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Hawthorn Bancshares and its competitors. Hawthorn Bancshares's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hawthorn Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Hawthorn Bancshares (HWBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.73, compared to a current price of $39.10 — trading 12.6% above its estimated fair value. The current Asset Turnover is 0.01. Hawthorn Bancshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Hawthorn Bancshares (HWBK), the current Asset Turnover is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hawthorn Bancshares (HWBK) Overvalued in 2026?

Based on GuruFocus' analysis, Hawthorn Bancshares stock appears to be overvalued. The current stock price of $39.10 is trading 12.6% above its estimated GF Value™ of $34.73. GuruFocus considers Hawthorn Bancshares to be Modestly Overvalued.

Key valuation signals for HWBK:

  • Asset Turnover: 0.01
  • GF Value™: $34.73 vs. price of $39.10 (12.6% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the HWBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hawthorn Bancshares Business Description

Address 132 East High Street, Box 688, Jefferson City, MO, USA, 65102
Hawthorn Bancshares Inc is a financial holding company that, along with its subsidiary bank, provides commercial banking for small and mid sized businesses, including equipment, operating, commercial real estate and SBA loans, and personal banking services such as real estate mortgage lending, installment and consumer loans, certificates of deposit, and checking, savings and money market accounts. It has two segments, banking and wealth management, with the banking segment earning the majority of its revenue and conducting general banking business, offering checking and savings accounts, internet banking, debit cards, certificates of deposit, brokerage services and others. Its primary source of revenue is net interest income derived from lending and deposit taking activities.
63GF Score

Get the complete analysis for HWBK

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.10
Price
$34.73
GF Value