HWBK (Hawthorn Bancshares) ROE % Adjusted to Book Value: 11.05% (As of Jun. 2026)

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HWBK Hawthorn Bancshares Inc HWBK
63 GF Score
Price $39.44
GF Value $34.73
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Hawthorn Bancshares ROE % Adjusted to Book Value?

Hawthorn Bancshares HWBK +0.15% 63 ROE % Adjusted to Book Value is 11.05% as of Jun. 2026. GuruFocus rates HWBK with a GF Score™ of 63/100 and a GF Value™ of $34.73 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Hawthorn Bancshares's ROE % for the quarter that ended in Jun. 2026 was 16.36%. Hawthorn Bancshares's PB Ratio for the quarter that ended in Jun. 2026 was 1.48. Hawthorn Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 11.05%.


Hawthorn Bancshares ROE % Adjusted to Book Value Related Terms


Hawthorn Bancshares ROE % Adjusted to Book Value Historical Data

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The historical data trend for Hawthorn Bancshares's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hawthorn Bancshares ROE % Adjusted to Book Value Chart

Hawthorn Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.01 12.95 0.56 9.68 10.65

Hawthorn Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.19 11.73 10.57 9.95 11.05

HWBK vs ISBA, ATLO, FXNC: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Hawthorn Bancshares's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hawthorn Bancshares ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Hawthorn Bancshares's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Hawthorn Bancshares's ROE % Adjusted to Book Value falls into.


HWBK
63GF Score
Hawthorn Bancshares Inc HWBK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Hawthorn Bancshares ROE % Adjusted to Book Value Calculation

Hawthorn Bancshares's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.70% / 1.38
=10.65%

Hawthorn Bancshares's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.36% / 1.48
=11.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.05% mean?
Hawthorn Bancshares (HWBK) has a ROE % Adjusted to Book Value of 11.05% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hawthorn Bancshares and its competitors.
Is Hawthorn Bancshares' ROE % Adjusted to Book Value too high?
Hawthorn Bancshares' current ROE % Adjusted to Book Value is 11.05%. Overall, Hawthorn Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hawthorn Bancshares' ROE % Adjusted to Book Value compare to ISBA and ATLO?
Hawthorn Bancshares' ROE % Adjusted to Book Value of 11.05% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hawthorn Bancshares and its competitors. Hawthorn Bancshares's current ROE % Adjusted to Book Value is 11.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hawthorn Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Hawthorn Bancshares (HWBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.73, compared to a current price of $39.44 — trading 13.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.05%. Hawthorn Bancshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Hawthorn Bancshares (HWBK), the current ROE % Adjusted to Book Value is 11.05% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hawthorn Bancshares (HWBK) Overvalued in 2026?

Based on GuruFocus' analysis, Hawthorn Bancshares stock appears to be overvalued. The current stock price of $39.44 is trading 13.6% above its estimated GF Value™ of $34.73. GuruFocus considers Hawthorn Bancshares to be Modestly Overvalued.

Key valuation signals for HWBK:

  • ROE % Adjusted to Book Value: 11.05%
  • GF Value™: $34.73 vs. price of $39.44 (13.6% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the HWBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hawthorn Bancshares Business Description

Address 132 East High Street, Box 688, Jefferson City, MO, USA, 65102
Hawthorn Bancshares Inc is a financial holding company that, along with its subsidiary bank, provides commercial banking for small and mid sized businesses, including equipment, operating, commercial real estate and SBA loans, and personal banking services such as real estate mortgage lending, installment and consumer loans, certificates of deposit, and checking, savings and money market accounts. It has two segments, banking and wealth management, with the banking segment earning the majority of its revenue and conducting general banking business, offering checking and savings accounts, internet banking, debit cards, certificates of deposit, brokerage services and others. Its primary source of revenue is net interest income derived from lending and deposit taking activities.
63GF Score

Get the complete analysis for HWBK

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.44
Price
$34.73
GF Value