HWBK (Hawthorn Bancshares) Long-Term Debt: $78.85 Mil (As of Jun. 2026)

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HWBK Hawthorn Bancshares Inc HWBK
63 GF Score
Price $39.01
GF Value $34.73
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Hawthorn Bancshares Long-Term Debt?

Hawthorn Bancshares HWBK -0.94% 63 Long-Term Debt is $78.85 Mil as of Jun. 2026. GuruFocus rates HWBK with a GF Score™ of 63/100 and a GF Value™ of $34.73 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Hawthorn Bancshares's Long-Term Debt for the quarter that ended in Jun. 2026 was $78.85 Mil.

Hawthorn Bancshares's quarterly Long-Term Debt declined from Dec. 2025 ($151.57 Mil) to Mar. 2026 ($143.86 Mil) and declined from Mar. 2026 ($143.86 Mil) to Jun. 2026 ($78.85 Mil).

Hawthorn Bancshares's annual Long-Term Debt declined from Dec. 2023 ($156.49 Mil) to Dec. 2024 ($131.01 Mil) but then increased from Dec. 2024 ($131.01 Mil) to Dec. 2025 ($151.57 Mil).

Hawthorn Bancshares  (NAS:HWBK) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Hawthorn Bancshares Long-Term Debt Related Terms

Hawthorn Bancshares Long-Term Debt Historical Data

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The historical data trend for Hawthorn Bancshares's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hawthorn Bancshares Long-Term Debt Chart

Hawthorn Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 126.90 147.49 156.49 131.01 151.57

Hawthorn Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 189.59 226.57 151.57 143.86 78.85
HWBK
63GF Score
Hawthorn Bancshares Inc HWBK
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $78.85 Mil mean?
Hawthorn Bancshares (HWBK) has a Long-Term Debt of $78.85 Mil as of Jun. 2026.
Is Hawthorn Bancshares' Long-Term Debt too high?
Hawthorn Bancshares' current Long-Term Debt is $78.85 Mil. Overall, Hawthorn Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hawthorn Bancshares' Long-Term Debt compare to ISBA and ATLO?
Hawthorn Bancshares' Long-Term Debt of $78.85 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Hawthorn Bancshares's current Long-Term Debt is $78.85 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hawthorn Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Hawthorn Bancshares (HWBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.73, compared to a current price of $39.01 — trading 12.3% above its estimated fair value. The current Long-Term Debt is $78.85 Mil. Hawthorn Bancshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Hawthorn Bancshares (HWBK), the current Long-Term Debt is $78.85 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hawthorn Bancshares (HWBK) Overvalued in 2026?

Based on GuruFocus' analysis, Hawthorn Bancshares stock appears to be overvalued. The current stock price of $39.01 is trading 12.3% above its estimated GF Value™ of $34.73. GuruFocus considers Hawthorn Bancshares to be Modestly Overvalued.

Key valuation signals for HWBK:

  • Long-Term Debt: $78.85 Mil
  • GF Value™: $34.73 vs. price of $39.01 (12.3% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the HWBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hawthorn Bancshares Business Description

Address 132 East High Street, Box 688, Jefferson City, MO, USA, 65102
Hawthorn Bancshares Inc is a financial holding company that, along with its subsidiary bank, provides commercial banking for small and mid sized businesses, including equipment, operating, commercial real estate and SBA loans, and personal banking services such as real estate mortgage lending, installment and consumer loans, certificates of deposit, and checking, savings and money market accounts. It has two segments, banking and wealth management, with the banking segment earning the majority of its revenue and conducting general banking business, offering checking and savings accounts, internet banking, debit cards, certificates of deposit, brokerage services and others. Its primary source of revenue is net interest income derived from lending and deposit taking activities.
63GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.01
Price
$34.73
GF Value