Prudential Financial (MEX:PRU) Net Loan: MXN1,359,666 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:PRU Prudential Financial Inc MEX:PRU
62 GF Score
Price MXN1,845.00
GF Value MXN1,760.48
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Prudential Financial Net Loan?

Prudential Financial MEX:PRU 62 Net Loan is MXN1,359,666 Mil as of Mar. 2026. GuruFocus rates MEX:PRU with a GF Score™ of 62/100 and a GF Value™ of MXN1,760.48 (Fairly Valued). The stock has 3 warning signs investors should review.

Prudential Financial's quarterly net loan declined from Sep. 2025 (MXN1,371,486 Mil) to Dec. 2025 (MXN1,344,540 Mil) but then increased from Dec. 2025 (MXN1,344,540 Mil) to Mar. 2026 (MXN1,359,666 Mil).

Prudential Financial's annual net loan increased from Dec. 2023 (MXN1,177,198 Mil) to Dec. 2024 (MXN1,344,540 Mil) but then declined from Dec. 2024 (MXN1,344,540 Mil) to Dec. 2025 (MXN1,359,666 Mil).

Prudential Financial Net Loan Historical Data

* Premium members only.

The historical data trend for Prudential Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prudential Financial Net Loan Chart

Prudential Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,416,532.73 1,302,157.34 1,177,198.05 1,504,446.77 1,344,539.64

Prudential Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,484,651.58 1,372,874.63 1,371,485.77 1,344,539.64 1,359,665.58
MEX:PRU
62GF Score
Prudential Financial Inc MEX:PRU
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Prudential Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of MXN1,359,666 Mil mean?
Prudential Financial (MEX:PRU) has a Net Loan of MXN1,359,666 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Prudential Financial and its competitors.
Is Prudential Financial's Net Loan too high?
Prudential Financial's current Net Loan is MXN1,359,666 Mil. Overall, Prudential Financial has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prudential Financial's Net Loan compare to MET and UNM?
Prudential Financial's Net Loan of MXN1,359,666 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Prudential Financial and its competitors. Prudential Financial's current Net Loan is MXN1,359,666 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prudential Financial stock overvalued right now?
Based on GuruFocus' analysis, Prudential Financial (MEX:PRU) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,760.48, compared to a current price of MXN1,845.00 — trading 4.8% above its estimated fair value. The current Net Loan is MXN1,359,666 Mil. Prudential Financial's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Prudential Financial (MEX:PRU), the current Net Loan is MXN1,359,666 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prudential Financial (MEX:PRU) Overvalued in 2026?

Based on GuruFocus' analysis, Prudential Financial stock appears to be overvalued. The current stock price of MXN1,845.00 is trading 4.8% above its estimated GF Value™ of MXN1,760.48. GuruFocus considers Prudential Financial to be Fairly Valued.

Key valuation signals for MEX:PRU:

  • Net Loan: MXN1,359,666 Mil
  • GF Value™: MXN1,760.48 vs. price of MXN1,845.00 (4.8% above fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the MEX:PRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Prudential Financial Business Description

Address 751 Broad Street, Newark, NJ, USA, 07102
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
62GF Score

Get the complete analysis for MEX:PRU

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,845.00
Price
MXN1,760.48
GF Value