Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
Prudential Financial's Sloan Ratio for the quarter that ended in Mar. 2026 was 3.22%.
As of Mar. 2026, Prudential Financial has a Sloan Ratio of 3.22%, indicating the company is in the safe zone and there is no funny business with accruals.
Prudential Financial (MEX:PRU) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Mar. 2026, Prudential Financial has a Sloan Ratio of 3.22%, indicating the company is in the safe zone and there is no funny business with accruals.
Prudential Financial Sloan Ratio % Related Terms
Prudential Financial Sloan Ratio % Historical Data
* Premium members only.
The historical data trend for Prudential Financial's Sloan Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:PRU vs MET, UNM, AFL: Sloan Ratio % Comparison
For the Insurance - Life subindustry, Prudential Financial's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prudential Financial Sloan Ratio % vs Insurance Industry
For the Insurance industry and Financial Services sector, Prudential Financial's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Prudential Financial's Sloan Ratio % falls into.
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Prudential Financial's Sloan Ratio for the fiscal year that ended in Dec. 2025 is calculated as
Prudential Financial's Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was 10035.964 (Jun. 2025 ) + 26250.55 (Sep. 2025 ) + 16295.159 (Dec. 2025 ) + 10765.522 (Mar. 2026 ) = MXN63,347 Mil.
Prudential Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was 21879.53 (Jun. 2025 ) + 78806.683 (Sep. 2025 ) + 59760.918 (Dec. 2025 ) + 18176.962 (Mar. 2026 ) = MXN178,624 Mil.
Prudential Financial's Cash Flow from Investing for the trailing twelve months (TTM) ended in Mar. 2026 was -109736.578 (Jun. 2025 ) + -169537.096 (Sep. 2025 ) + -96456.535 (Dec. 2025 ) + -183500.755 (Mar. 2026 ) = MXN-559,231 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prudential Financial (MEX:PRU) has a Sloan Ratio % of 3.22% as of Mar. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Prudential Financial and its competitors.
Is Prudential Financial's Sloan Ratio % too high?
Prudential Financial's current Sloan Ratio % is 3.22%. Overall, Prudential Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prudential Financial's Sloan Ratio % compare to MET and UNM?
Prudential Financial's Sloan Ratio % of 3.22% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for an Insurance company?
A good Sloan Ratio % depends on the Insurance industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Prudential Financial and its competitors. Prudential Financial's current Sloan Ratio % is 3.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prudential Financial stock overvalued right now?
Based on GuruFocus' analysis, Prudential Financial (MEX:PRU) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,701.72, compared to a current price of MXN1,845.00 — trading 8.4% above its estimated fair value. The current Sloan Ratio % is 3.22%. Prudential Financial's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Prudential Financial (MEX:PRU), the current Sloan Ratio % is 3.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prudential Financial (MEX:PRU) Overvalued in 2026?
Based on GuruFocus' analysis, Prudential Financial stock appears to be overvalued.
The current stock price of MXN1,845.00 is trading 8.4% above its estimated GF Value™ of MXN1,701.72.
GuruFocus considers Prudential Financial to be Fairly Valued.
Key valuation signals for MEX:PRU:
Sloan Ratio %: 3.22%
GF Value™: MXN1,701.72 vs. price of MXN1,845.00 (8.4% above fair value)
No single metric tells the full story. See the MEX:PRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
61GF Score
Get the complete analysis for MEX:PRU
Sloan Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:PRU has been successfully added to your 
