Prudential Financial (MEX:PRU) Cyclically Adjusted FCF per Share: MXN565.67 (As of Mar. 2026)


MEX:PRU Prudential Financial Inc MEX:PRU
58 GF Score
Price MXN1,845.00
GF Value MXN1,796.65
Valuation Fairly Valued
! 3 Warning Signs
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What is Prudential Financial Cyclically Adjusted FCF per Share?

Prudential Financial MEX:PRU 58 Cyclically Adjusted FCF per Share is MXN565.67 as of Mar. 2026. GuruFocus rates MEX:PRU with a GF Score™ of 58/100 and a GF Value™ of MXN1,796.65 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Prudential Financial's adjusted free cash flow per share for the three months ended in Mar. 2026 was MXN52.023. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN565.67 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Prudential Financial's average Cyclically Adjusted FCF Growth Rate was -1.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -2.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -1.90% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 3.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Prudential Financial was 17.30% per year. The lowest was -3.10% per year. And the median was 8.55% per year.

As of today (2026-07-05), Prudential Financial's current stock price is MXN1845.00. Prudential Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was MXN565.67. Prudential Financial's Cyclically Adjusted Price-to-FCF of today is 3.26.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Prudential Financial was 4.23. The lowest was 1.15. And the median was 2.87.


Prudential Financial  (MEX:PRU) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Prudential Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=1845.00/565.67
=3.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Prudential Financial was 4.23. The lowest was 1.15. And the median was 2.87.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Prudential Financial Cyclically Adjusted FCF per Share Related Terms


Prudential Financial Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Prudential Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prudential Financial Cyclically Adjusted FCF per Share Chart

Prudential Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 742.73 750.85 594.51 608.09 633.31

Prudential Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 741.09 659.04 624.50 633.31 565.67

MEX:PRU vs MET, UNM, AFL: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Life subindustry, Prudential Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prudential Financial Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Prudential Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Prudential Financial's Cyclically Adjusted Price-to-FCF falls into.


MEX:PRU
58GF Score
Prudential Financial Inc MEX:PRU
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Prudential Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Prudential Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=52.023/330.2130*330.2130
=52.023

Current CPI (Mar. 2026) = 330.2130.

Prudential Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 296.743 241.018 406.560
201609 154.348 241.428 211.109
201612 -103.259 241.432 -141.230
201703 70.668 243.801 95.715
201706 126.811 244.955 170.948
201709 169.942 246.819 227.361
201712 212.304 246.524 284.376
201803 97.088 249.554 128.468
201806 200.811 251.989 263.148
201809 158.246 252.439 207.000
201812 519.407 251.233 682.693
201903 143.302 254.202 186.152
201906 243.139 256.143 313.449
201909 353.568 256.759 454.717
201912 186.032 256.974 239.052
202003 872.124 258.115 1,115.730
202006 -75.283 257.797 -96.430
202009 -33.267 260.280 -42.205
202012 -226.470 260.474 -287.105
202103 -168.992 264.877 -210.676
202106 221.862 271.696 269.646
202109 287.964 274.310 346.650
202112 179.551 278.802 212.660
202203 0.053 287.504 0.061
202206 80.655 296.311 89.883
202209 231.946 296.808 258.051
202212 -32.970 296.797 -36.682
202303 65.835 301.836 72.024
202306 57.318 305.109 62.034
202309 136.430 307.789 146.370
202312 51.863 306.746 55.831
202403 240.358 312.332 254.118
202406 -7.420 314.175 -7.799
202409 60.657 315.301 63.526
202412 135.460 315.605 141.730
202503 -143.971 319.799 -148.659
202506 61.650 322.561 63.113
202509 223.248 324.800 226.969
202512 170.405 324.054 173.644
202603 52.023 330.213 52.023

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN565.67 mean?
Prudential Financial (MEX:PRU) has a Cyclically Adjusted FCF per Share of MXN565.67 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Prudential Financial and its competitors.
Is Prudential Financial's Cyclically Adjusted FCF per Share too high?
Prudential Financial's current Cyclically Adjusted FCF per Share is MXN565.67. Overall, Prudential Financial has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prudential Financial's Cyclically Adjusted FCF per Share compare to MET and UNM?
Prudential Financial's Cyclically Adjusted FCF per Share of MXN565.67 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Prudential Financial and its competitors. Prudential Financial's current Cyclically Adjusted FCF per Share is MXN565.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prudential Financial stock overvalued right now?
Based on GuruFocus' analysis, Prudential Financial (MEX:PRU) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,796.65, compared to a current price of MXN1,845.00 — trading 2.7% above its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN565.67. Prudential Financial's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Prudential Financial (MEX:PRU), the current Cyclically Adjusted FCF per Share is MXN565.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prudential Financial (MEX:PRU) Overvalued in 2026?

Based on GuruFocus' analysis, Prudential Financial stock appears to be overvalued. The current stock price of MXN1,845.00 is trading 2.7% above its estimated GF Value™ of MXN1,796.65. GuruFocus considers Prudential Financial to be Fairly Valued.

Key valuation signals for MEX:PRU:

  • Cyclically Adjusted FCF per Share: MXN565.67
  • GF Value™: MXN1,796.65 vs. price of MXN1,845.00 (2.7% above fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the MEX:PRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prudential Financial Business Description

Address 751 Broad Street, Newark, NJ, USA, 07102
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
58GF Score

Get the complete analysis for MEX:PRU

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,845.00
Price
MXN1,796.65
GF Value