Prudential Financial (MEX:PRU) Scaled Net Operating Assets: -0.03 (As of Mar. 2026)


MEX:PRU Prudential Financial Inc MEX:PRU
59 GF Score
Price MXN1,845.00
GF Value MXN1,878.24
Valuation Fairly Valued
! 3 Warning Signs
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What is Prudential Financial Scaled Net Operating Assets?

Prudential Financial MEX:PRU 59 Scaled Net Operating Assets is -0.03 as of Mar. 2026. GuruFocus rates MEX:PRU with a GF Score™ of 59/100 and a GF Value™ of MXN1,878.24 (Fairly Valued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Prudential Financial's operating assets for the quarter that ended in Mar. 2026 was MXN12,296,570 Mil. Prudential Financial's operating liabilities for the quarter that ended in Mar. 2026 was MXN12,755,575 Mil. Prudential Financial's Total Assets for the quarter that ended in Dec. 2025 was MXN13,931,730 Mil. Therefore, Prudential Financial's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.03.

MEX:PRU
59GF Score
Prudential Financial Inc MEX:PRU
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Prudential Financial Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Prudential Financial's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(13576801.967-12877694.653)/15341181.785
=0.05

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13931730.326 - 354928.359
=13576801.967

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=13291069.514 - 382801.182 - 30573.679
=12877694.653

Prudential Financial's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(12296570.271-12755574.617)/13931730.326
=-0.03

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13802156.461 - 1505586.19
=12296570.271

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=13172328.347 - 395727.602 - 21026.128
=12755574.617

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.03 mean?
Prudential Financial (MEX:PRU) has a Scaled Net Operating Assets of -0.03 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Prudential Financial and its competitors.
Is Prudential Financial's Scaled Net Operating Assets too high?
Prudential Financial's current Scaled Net Operating Assets is -0.03. Overall, Prudential Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prudential Financial's Scaled Net Operating Assets compare to MET and UNM?
Prudential Financial's Scaled Net Operating Assets of -0.03 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Prudential Financial and its competitors. Prudential Financial's current Scaled Net Operating Assets is -0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prudential Financial stock overvalued right now?
Based on GuruFocus' analysis, Prudential Financial (MEX:PRU) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,878.24, compared to a current price of MXN1,845.00 — trading 1.8% below its estimated fair value. The current Scaled Net Operating Assets is -0.03. Prudential Financial's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Prudential Financial (MEX:PRU), the current Scaled Net Operating Assets is -0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prudential Financial (MEX:PRU) Overvalued in 2026?

Based on GuruFocus' analysis, Prudential Financial stock appears to be undervalued. The current stock price of MXN1,845.00 is trading 1.8% below its estimated GF Value™ of MXN1,878.24. GuruFocus considers Prudential Financial to be Fairly Valued.

Key valuation signals for MEX:PRU:

  • Scaled Net Operating Assets: -0.03
  • GF Value™: MXN1,878.24 vs. price of MXN1,845.00 (1.8% below fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the MEX:PRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Prudential Financial Business Description

Address 751 Broad Street, Newark, NJ, USA, 07102
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
59GF Score

Get the complete analysis for MEX:PRU

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,845.00
Price
MXN1,878.24
GF Value