Prudential FinancialMEX:PRU 60 Return-on-Tangible-Asset is 0.31% as of Mar. 2026, which is 37% below its 10-year median of 0.49. GuruFocus rates MEX:PRU with a GF Score™ of 60/100 and a GF Value™ of MXN1,829.68 (Fairly Valued). The stock has 3 warning signs investors should review. Among 507 Insurance companies, Prudential Financial ranks worse than 83.83% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Prudential Financial's annualizedNet Income for the quarter that ended in Mar. 2026 was MXN43,062 Mil. Prudential Financial's average total tangible assets for the quarter that ended in Mar. 2026 was MXN13,846,601 Mil. Therefore, Prudential Financial's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.31%.
The historical rank and industry rank for Prudential Financial's Return-on-Tangible-Asset or its related term are showing as below:
MEX:PRU'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.2 Med: 0.49 Max: 0.98
Current: 0.45
During the past 13 years, Prudential Financial's highest Return-on-Tangible-Asset was 0.98%. The lowest was -0.20%. And the median was 0.49%.
MEX:PRU's Return-on-Tangible-Asset is ranked worse than 83.83% of 507
companies
in the Insurance industry
Industry Median: 2.78
vs MEX:PRU: 0.45
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Prudential Financial Return-on-Tangible-Asset Related Terms
Prudential Financial Return-on-Tangible-Asset Historical Data
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The historical data trend for Prudential Financial's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:PRU vs MET, UNM, AFL: Return-on-Tangible-Asset Comparison
For the Insurance - Life subindustry, Prudential Financial's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prudential Financial Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Prudential Financial's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Prudential Financial's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.31% mean?
Prudential Financial (MEX:PRU) has a Return-on-Tangible-Asset of 0.31% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Prudential Financial and its competitors. This is 37% below median its historical median of 0.49. According to the industry distribution chart, Prudential Financial ranks #425 out of 507 companies in the Insurance industry, placing it in the top 83.8%.
Is Prudential Financial's Return-on-Tangible-Asset too high?
Prudential Financial's current Return-on-Tangible-Asset of 0.31% is 37% below median its 10-year median of 0.49. The Insurance industry median Return-on-Tangible-Asset is 2.78. Prudential Financial's value of 0.31% is 88.8% below this industry median. Based on the distribution chart, Prudential Financial ranks #425 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Prudential Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prudential Financial's Return-on-Tangible-Asset compare to MET and UNM?
According to the Insurance industry distribution chart, Prudential Financial ranks #425 out of 507 companies for Return-on-Tangible-Asset. This places Prudential Financial in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.78. Prudential Financial's value of 0.31% is 88.8% below this benchmark. While the company's 10-year median is 0.49 vs. the industry median of 2.78, Prudential Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.78, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prudential Financial's current Return-on-Tangible-Asset of 0.31% is 88.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Prudential Financial and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prudential Financial's current Return-on-Tangible-Asset is 0.31%, which is 37% below median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prudential Financial stock overvalued right now?
Based on GuruFocus' analysis, Prudential Financial (MEX:PRU) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,829.68, compared to a current price of MXN1,845.00 — trading 0.8% above its estimated fair value. The current Return-on-Tangible-Asset is 0.31%, which is 37% below median its 10-year median of 0.49 and 88.8% below the Insurance industry median of 2.78. Prudential Financial's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Prudential Financial (MEX:PRU), the current Return-on-Tangible-Asset is 0.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prudential Financial (MEX:PRU) Overvalued in 2026?
Based on GuruFocus' analysis, Prudential Financial stock appears to be overvalued.
The current stock price of MXN1,845.00 is trading 0.8% above its estimated GF Value™ of MXN1,829.68.
GuruFocus considers Prudential Financial to be Fairly Valued.
Key valuation signals for MEX:PRU:
Return-on-Tangible-Asset: 0.31% (37% below median its 10-year median of 0.49)
GF Value™: MXN1,829.68 vs. price of MXN1,845.00 (0.8% above fair value)
Industry Position: 88.8% below the Insurance median (#425 of 507)
No single metric tells the full story. See the MEX:PRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
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