Prudential Financial (MEX:PRU) LT-Debt-to-Total-Asset: 0.03 (As of Mar. 2026)

What is Prudential Financial LT-Debt-to-Total-Asset?

Prudential Financial MEX:PRU 59 LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus rates MEX:PRU with a GF Score™ of 59/100 and a GF Value™ of MXN1,878.24 (Fairly Valued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Prudential Financial's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.03.

Prudential Financial's long-term debt to total assets ratio increased from Mar. 2025 (0.03) to Mar. 2026 (0.03). It may suggest that Prudential Financial is progressively becoming more dependent on debt to grow their business.

Prudential Financial (MEX:PRU) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Prudential Financial LT-Debt-to-Total-Asset Related Terms

Prudential Financial LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Prudential Financial's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prudential Financial LT-Debt-to-Total-Asset Chart

Prudential Financial Annual Data

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Dec25

LT-Debt-to-Total-Asset

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0.02

0.03

Prudential Financial Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.03	0.03	0.03	0.03	0.03

59GF Score

Prudential Financial Inc MEX:PRU

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Prudential Financial LT-Debt-to-Total-Asset Calculation

Prudential Financial's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	382801.182	/	13931730.326
	=	0.03

Prudential Financial's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	395727.602	/	13802156.461
	=	0.03

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.03 mean?

Prudential Financial (MEX:PRU) has a LT-Debt-to-Total-Asset of 0.03 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Prudential Financial and its competitors.

Is Prudential Financial's LT-Debt-to-Total-Asset too high?

Prudential Financial's current LT-Debt-to-Total-Asset is 0.03. Overall, Prudential Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Prudential Financial's LT-Debt-to-Total-Asset compare to MET and UNM?

Prudential Financial's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Prudential Financial and its competitors. Prudential Financial's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Prudential Financial stock overvalued right now?

Based on GuruFocus' analysis, Prudential Financial (MEX:PRU) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,878.24, compared to a current price of MXN1,845.00 — trading 1.8% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. Prudential Financial's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Prudential Financial (MEX:PRU), the current LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prudential Financial (MEX:PRU) Overvalued in 2026?

Based on GuruFocus' analysis, Prudential Financial stock appears to be undervalued. The current stock price of MXN1,845.00 is trading 1.8% below its estimated GF Value™ of MXN1,878.24. GuruFocus considers Prudential Financial to be Fairly Valued.

Key valuation signals for MEX:PRU:

LT-Debt-to-Total-Asset: 0.03
GF Value™: MXN1,878.24 vs. price of MXN1,845.00 (1.8% below fair value)
GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the MEX:PRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Prudential Financial Business Description

Industry Financial Services Insurance

Comparable Companies MET UNM AFL GL PRI JXN LNC CNO BHF GNW SHSE:601628 SHSE:601318 HKSE:01299 TSX:MFC TPE:2881 TSX:GWO BOM:543526 XKRX:032830 TPE:2882 TSE:8750

Other Exchanges PRU:USA 1PRU:Italy 0KRX:UK PLL:Germany P1DT34:Brazil PRU:Austria

Address 751 Broad Street, Newark, NJ, USA, 07102

Website https://www.prudential.com

Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.

59GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,845.00

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MXN1,878.24

GF Value

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