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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Prudential Financial's Debt-to-Equity or its related term are showing as below:
MEX:PRU'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.31 Med: 0.44 Max: 1.27
Current: 0.72
During the past 13 years, the highest Debt-to-Equity Ratio of Prudential Financial was 1.27. The lowest was 0.31. And the median was 0.44.
MEX:PRU's Debt-to-Equity is ranked worse than 87.68% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs MEX:PRU: 0.72
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Prudential Financial Debt-to-Equity Related Terms
Prudential Financial Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Prudential Financial's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:PRU vs MET, UNM, AFL: Debt-to-Equity Comparison
For the Insurance - Life subindustry, Prudential Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prudential Financial Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Prudential Financial's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Prudential Financial's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prudential Financial (MEX:PRU) has a Debt-to-Equity of 0.72 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Prudential Financial and its competitors. This is 64% above median its historical median of 0.44. Over the past decade, Prudential Financial's Debt-to-Equity has ranged from 0.31 to 1.27. According to the industry distribution chart, Prudential Financial ranks #356 out of 406 companies in the Insurance industry, placing it in the top 87.7%.
Is Prudential Financial's Debt-to-Equity too high?
Prudential Financial's current Debt-to-Equity of 0.72 is 64% above median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 1.27. The Insurance industry median Debt-to-Equity is 0.20. Prudential Financial's value of 0.72 is 260% above this industry median. Based on the distribution chart, Prudential Financial ranks #356 out of 406 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Prudential Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prudential Financial's Debt-to-Equity compare to MET and UNM?
According to the Insurance industry distribution chart, Prudential Financial ranks #356 out of 406 companies for Debt-to-Equity. This places Prudential Financial in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Prudential Financial's value of 0.72 is 260% above this benchmark. Historically, Prudential Financial's own Debt-to-Equity has ranged from 0.31 to 1.27 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 0.20, Prudential Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prudential Financial's current Debt-to-Equity of 0.72 is 260% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Prudential Financial and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prudential Financial's current Debt-to-Equity is 0.72, which is 64% above median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prudential Financial stock overvalued right now?
Based on GuruFocus' analysis, Prudential Financial (MEX:PRU) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,910.72, compared to a current price of MXN2,054.00 — trading 7.5% above its estimated fair value. The current Debt-to-Equity is 0.72, which is 64% above median its 10-year median of 0.44 and 260% above the Insurance industry median of 0.20. Prudential Financial's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Prudential Financial (MEX:PRU), the current Debt-to-Equity is 0.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prudential Financial (MEX:PRU) Overvalued in 2026?
Based on GuruFocus' analysis, Prudential Financial stock appears to be overvalued.
The current stock price of MXN2,054.00 is trading 7.5% above its estimated GF Value™ of MXN1,910.72.
GuruFocus considers Prudential Financial to be Fairly Valued.
Key valuation signals for MEX:PRU:
Debt-to-Equity: 0.72 (64% above median its 10-year median of 0.44)
GF Value™: MXN1,910.72 vs. price of MXN2,054.00 (7.5% above fair value)
Industry Position: 260% above the Insurance median (#356 of 406)
No single metric tells the full story. See the MEX:PRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
61GF Score
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