Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Prudential Financial's 3-Year RORE % for the quarter that ended in Mar. 2026 was 72.31%.
The industry rank for Prudential Financial's 3-Year RORE % or its related term are showing as below:
MEX:PRU's 3-Year RORE % is ranked better than 90.53% of 475
companies
in the Insurance industry
Industry Median: 11.7
vs MEX:PRU: 72.31
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Prudential Financial 3-Year RORE % Related Terms
Prudential Financial 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Prudential Financial's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:PRU vs MET, UNM, AFL: 3-Year RORE % Comparison
For the Insurance - Life subindustry, Prudential Financial's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prudential Financial 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Prudential Financial's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Prudential Financial's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Prudential Financial (MEX:PRU) has a 3-Year RORE % of 72.31 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Prudential Financial and its competitors. According to the industry distribution chart, Prudential Financial ranks #45 out of 475 companies in the Insurance industry, placing it in the top 9.5%.
Is Prudential Financial's 3-Year RORE % too high?
Prudential Financial's current 3-Year RORE % is 72.31. The Insurance industry median 3-Year RORE % is 11.70. Prudential Financial's value of 72.31 is 518% above this industry median. Based on the distribution chart, Prudential Financial ranks #45 out of 475 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Prudential Financial has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prudential Financial's 3-Year RORE % compare to MET and UNM?
According to the Insurance industry distribution chart, Prudential Financial ranks #45 out of 475 companies for 3-Year RORE %. This places Prudential Financial in the top 10% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 11.70. Prudential Financial's value of 72.31 is 518% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.70, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prudential Financial's current 3-Year RORE % of 72.31 is 518% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Prudential Financial and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prudential Financial's current 3-Year RORE % is 72.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prudential Financial stock overvalued right now?
Based on GuruFocus' analysis, Prudential Financial (MEX:PRU) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,796.65, compared to a current price of MXN1,845.00 — trading 2.7% above its estimated fair value. The current 3-Year RORE % is 72.31 and 518% above the Insurance industry median of 11.70. Prudential Financial's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Prudential Financial (MEX:PRU), the current 3-Year RORE % is 72.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prudential Financial (MEX:PRU) Overvalued in 2026?
Based on GuruFocus' analysis, Prudential Financial stock appears to be overvalued.
The current stock price of MXN1,845.00 is trading 2.7% above its estimated GF Value™ of MXN1,796.65.
GuruFocus considers Prudential Financial to be Fairly Valued.
Key valuation signals for MEX:PRU:
3-Year RORE %: 72.31
GF Value™: MXN1,796.65 vs. price of MXN1,845.00 (2.7% above fair value)
Industry Position: 518% above the Insurance median (#45 of 475)
No single metric tells the full story. See the MEX:PRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
58GF Score
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