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Prudential FinancialMEX:PRU 62 Graham Number is MXN3,157.10 as of Mar. 2026, which is 100% below its 10-year median of 0.57. GuruFocus rates MEX:PRU with a GF Score™ of 62/100 and a GF Value™ of MXN1,764.31 (Fairly Valued). The stock has 3 warning signs investors should review. Among 424 Insurance companies, Prudential Financial ranks better than 71.93% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
As of today (2026-07-15), the stock price of Prudential Financial is MXN1845.00. Prudential Financial's graham number for the quarter that ended in Mar. 2026 was MXN3,157.10. Therefore, Prudential Financial's Price to Graham Number ratio for today is 0.58.
The historical rank and industry rank for Prudential Financial's Graham Number or its related term are showing as below:
MEX:PRU'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.27 Med: 0.57 Max: 0.83
Current: 0.66
During the past 13 years, the highest Price to Graham Number ratio of Prudential Financial was 0.83. The lowest was 0.27. And the median was 0.57.
MEX:PRU's Price-to-Graham-Number is ranked better than 71.93% of 424
companies
in the Insurance industry
Industry Median: 0.95
vs MEX:PRU: 0.66
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
Prudential Financial (MEX:PRU) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Prudential Financial's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Mar. 2026 )
=
1845.00
/
3,157.10
=
0.58
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Prudential Financial Graham Number Related Terms
Prudential Financial Graham Number Historical Data
* Premium members only.
The historical data trend for Prudential Financial's Graham Number can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:PRU vs MET, UNM, AFL: Graham Number Comparison
For the Insurance - Life subindustry, Prudential Financial's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prudential Financial Price-to-Graham-Number vs Insurance Industry
For the Insurance industry and Financial Services sector, Prudential Financial's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Prudential Financial's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prudential Financial (MEX:PRU) has a Graham Number of MXN3,157.10 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Prudential Financial and its competitors. This is 553777% above median its historical median of 0.57. Over the past decade, Prudential Financial's Graham Number has ranged from 0.27 to 0.83. According to the industry distribution chart, Prudential Financial ranks #119 out of 424 companies in the Insurance industry, placing it in the top 28.1%.
Is Prudential Financial's Graham Number too high?
Prudential Financial's current Graham Number of MXN3,157.10 is 553777% above median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.83. Based on the distribution chart, Prudential Financial ranks #119 out of 424 companies in the Insurance industry, which is above the industry midpoint. Overall, Prudential Financial has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prudential Financial's Graham Number compare to MET and UNM?
According to the Insurance industry distribution chart, Prudential Financial ranks #119 out of 424 companies for Graham Number. This puts Prudential Financial in the upper half of its industry. The industry median Graham Number is 0.95. Historically, Prudential Financial's own Graham Number has ranged from 0.27 to 0.83 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for an Insurance company?
The median Graham Number among Insurance companies is 0.95, based on 424 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Prudential Financial and its competitors. For the Insurance industry, the median Graham Number is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prudential Financial's current Graham Number is MXN3,157.10, which is 553777% above median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prudential Financial stock overvalued right now?
Based on GuruFocus' analysis, Prudential Financial (MEX:PRU) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,764.31, compared to a current price of MXN1,845.00 — trading 4.6% above its estimated fair value. The current Graham Number is MXN3,157.10, which is 553777% above median its 10-year median of 0.57. Prudential Financial's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Prudential Financial (MEX:PRU), the current Graham Number is MXN3,157.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prudential Financial (MEX:PRU) Overvalued in 2026?
Based on GuruFocus' analysis, Prudential Financial stock appears to be overvalued.
The current stock price of MXN1,845.00 is trading 4.6% above its estimated GF Value™ of MXN1,764.31.
GuruFocus considers Prudential Financial to be Fairly Valued.
Key valuation signals for MEX:PRU:
Graham Number: MXN3,157.10 (553777% above median its 10-year median of 0.57)
GF Value™: MXN1,764.31 vs. price of MXN1,845.00 (4.6% above fair value)
No single metric tells the full story. See the MEX:PRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
62GF Score
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