National Bank Of Malawi (MSW:NBM) Net Loan: MWK614,615 Mil (As of Dec. 2025)

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MSW:NBM National Bank Of Malawi PLC MSW:NBM
100 GF Score
Price MWK9,299.98
GF Value MWK7,921.05
Valuation Modestly Overvalued
! 2 Warning Signs
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What is National Bank Of Malawi Net Loan?

National Bank Of Malawi MSW:NBM -1.06% 100 Net Loan is MWK614,615 Mil as of Dec. 2025. GuruFocus rates MSW:NBM with a GF Score™ of 100/100 and a GF Value™ of MWK7,921.05 (Modestly Overvalued). The stock has 2 warning signs investors should review.

National Bank Of Malawi's quarterly net loan increased from Dec. 2024 (MWK467,783 Mil) to Jun. 2025 (MWK567,974 Mil) and increased from Jun. 2025 (MWK567,974 Mil) to Dec. 2025 (MWK614,615 Mil).

National Bank Of Malawi's annual net loan increased from Dec. 2023 (MWK405,860 Mil) to Dec. 2024 (MWK567,974 Mil) and increased from Dec. 2024 (MWK567,974 Mil) to Dec. 2025 (MWK614,615 Mil).

National Bank Of Malawi Net Loan Historical Data

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The historical data trend for National Bank Of Malawi's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank Of Malawi Net Loan Chart

National Bank Of Malawi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 240,884.00 310,440.00 405,860.00 467,783.00 614,615.00

National Bank Of Malawi Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 405,860.00 460,216.00 467,783.00 567,974.00 614,615.00
MSW:NBM
100GF Score
National Bank Of Malawi PLC MSW:NBM
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank Of Malawi Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of MWK614,615 Mil mean?
National Bank Of Malawi (MSW:NBM) has a Net Loan of MWK614,615 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on National Bank Of Malawi and its competitors.
Is National Bank Of Malawi's Net Loan too high?
National Bank Of Malawi's current Net Loan is MWK614,615 Mil. Overall, National Bank Of Malawi has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank Of Malawi's Net Loan compare to PNC and USB?
National Bank Of Malawi's Net Loan of MWK614,615 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on National Bank Of Malawi and its competitors. National Bank Of Malawi's current Net Loan is MWK614,615 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Of Malawi stock overvalued right now?
Based on GuruFocus' analysis, National Bank Of Malawi (MSW:NBM) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK7,921.05, compared to a current price of MWK9,299.98 — trading 17.4% above its estimated fair value. The current Net Loan is MWK614,615 Mil. National Bank Of Malawi's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For National Bank Of Malawi (MSW:NBM), the current Net Loan is MWK614,615 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank Of Malawi (MSW:NBM) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank Of Malawi stock appears to be overvalued. The current stock price of MWK9,299.98 is trading 17.4% above its estimated GF Value™ of MWK7,921.05. GuruFocus considers National Bank Of Malawi to be Modestly Overvalued.

Key valuation signals for MSW:NBM:

  • Net Loan: MWK614,615 Mil
  • GF Value™: MWK7,921.05 vs. price of MWK9,299.98 (17.4% above fair value)
  • GF Score™: 100/100 with 2 warning signs

No single metric tells the full story. See the MSW:NBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank Of Malawi Business Description

Address 7 Henderson Street, NBM Tower, P.O Box 945, Blantyre, MWI
National Bank Of Malawi PLC provides personal, corporate, and investment banking as well as stockbroking, insurance, and pension administration services in Malawi. Its business operations are divided into three segments including Retail and corporate banking that incorporates savings, deposits, investment savings products, consumer loans, current accounts, overdrafts, loans, and other credit facilities, trade finance, and corporate leasing; Treasury segment offers financial instruments trading, dealings in foreign currency, stock broking and derivative products; and Other operations comprising fund management, custodial services and providing training services. Revenue from Retail and corporate banking is one of the majority sources of income for the Bank.
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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK9,299.98
Price
MWK7,921.05
GF Value