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National Bank Of MalawiMSW:NBM 100 Peter Lynch Fair Value is MWK10,416.75 as of Aug. 11, 2026, which is 100% below its 10-year median of 0.79. GuruFocus rates MSW:NBM with a GF Score™ of 100/100 and a GF Value™ of MWK7,852.03 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 868 Banks companies, National Bank Of Malawi ranks better than 63.25% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, National Bank Of Malawi's PEG is 1. National Bank Of Malawi's 5-Year TTM Book Value Growth Rate is 25.
National Bank Of Malawi's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was MWK416.67. Therefore, the Peter Lynch Fair Value for today is MWK10,416.75.
The historical rank and industry rank for National Bank Of Malawi's Peter Lynch Fair Value or its related term are showing as below:
MSW:NBM'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.71 Med: 0.79 Max: 1.15
Current: 0.9
During the past 11 years, the highest Price to Peter Lynch Fair Value Ratio of National Bank Of Malawi was 1.15. The lowest was 0.71. And the median was 0.79.
MSW:NBM's Price-to-Peter-Lynch-Fair-Value is ranked better than 63.25% of 868
companies
in the Banks industry
Industry Median: 1.11
vs MSW:NBM: 0.90
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
National Bank Of Malawi (MSW:NBM) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 25 instead of 15 in this case.
National Bank Of Malawi's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
9413.89
/
10,416.75
=
0.90
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank Of Malawi Peter Lynch Fair Value Related Terms
National Bank Of Malawi Peter Lynch Fair Value Historical Data
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The historical data trend for National Bank Of Malawi's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank Of Malawi Peter Lynch Fair Value Chart
MSW:NBM vs PNC, USB: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, National Bank Of Malawi's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank Of Malawi Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, National Bank Of Malawi's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where National Bank Of Malawi's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. National Bank Of Malawi's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was MWK416.67.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of MWK10,416.75 mean?
National Bank Of Malawi (MSW:NBM) has a Peter Lynch Fair Value of MWK10,416.75 as of Aug. 11, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on National Bank Of Malawi and its competitors. This is 1318476% above median its historical median of 0.79. Over the past decade, National Bank Of Malawi's Peter Lynch Fair Value has ranged from 0.71 to 1.15. According to the industry distribution chart, National Bank Of Malawi ranks #319 out of 868 companies in the Banks industry, placing it in the top 36.8%.
Is National Bank Of Malawi's Peter Lynch Fair Value too high?
National Bank Of Malawi's current Peter Lynch Fair Value of MWK10,416.75 is 1318476% above median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 1.15. Based on the distribution chart, National Bank Of Malawi ranks #319 out of 868 companies in the Banks industry, which is above the industry midpoint. Overall, National Bank Of Malawi has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank Of Malawi's Peter Lynch Fair Value compare to PNC and USB?
According to the Banks industry distribution chart, National Bank Of Malawi ranks #319 out of 868 companies for Peter Lynch Fair Value. This puts National Bank Of Malawi in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.11. Historically, National Bank Of Malawi's own Peter Lynch Fair Value has ranged from 0.71 to 1.15 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.11, based on 868 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on National Bank Of Malawi and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank Of Malawi's current Peter Lynch Fair Value is MWK10,416.75, which is 1318476% above median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Of Malawi stock overvalued right now?
Based on GuruFocus' analysis, National Bank Of Malawi (MSW:NBM) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK7,852.03, compared to a current price of MWK9,413.89 — trading 19.9% above its estimated fair value. The current Peter Lynch Fair Value is MWK10,416.75, which is 1318476% above median its 10-year median of 0.79. National Bank Of Malawi's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For National Bank Of Malawi (MSW:NBM), the current Peter Lynch Fair Value is MWK10,416.75 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank Of Malawi (MSW:NBM) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank Of Malawi stock appears to be overvalued.
The current stock price of MWK9,413.89 is trading 19.9% above its estimated GF Value™ of MWK7,852.03.
GuruFocus considers National Bank Of Malawi to be Modestly Overvalued.
Key valuation signals for MSW:NBM:
Peter Lynch Fair Value: MWK10,416.75 (1318476% above median its 10-year median of 0.79)
GF Value™: MWK7,852.03 vs. price of MWK9,413.89 (19.9% above fair value)
No single metric tells the full story. See the MSW:NBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank Of Malawi PLC provides personal, corporate, and investment banking as well as stockbroking, insurance, and pension administration services in Malawi. Its business operations are divided into three segments including Retail and corporate banking that incorporates savings, deposits, investment savings products, consumer loans, current accounts, overdrafts, loans, and other credit facilities, trade finance, and corporate leasing; Treasury segment offers financial instruments trading, dealings in foreign currency, stock broking and derivative products; and Other operations comprising fund management, custodial services and providing training services. Revenue from Retail and corporate banking is one of the majority sources of income for the Bank.
100GF Score
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