National Bank Of Malawi (MSW:NBM) OCF Yield %: 17.94 (As of Jul. 05, 2026) — 35% Above Median


MSW:NBM National Bank Of Malawi PLC MSW:NBM
100 GF Score
Price MWK9,995.98
GF Value MWK7,706.34
Valuation Modestly Overvalued
! 1 Warning Sign
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What is National Bank Of Malawi OCF Yield %?

National Bank Of Malawi MSW:NBM 100 OCF Yield % is 17.94 as of Jul. 05, 2026, which is 35% above its 10-year median of 13.32. GuruFocus rates MSW:NBM with a GF Score™ of 100/100 and a GF Value™ of MWK7,706.34 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,502 Banks companies, National Bank Of Malawi ranks better than 73.17% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, National Bank Of Malawi's Trailing 12-Month Cash Flow from Operations is MWK837,389 Mil, and Market Cap is MWK4,667,440 Mil. Therefore, National Bank Of Malawi's OCF Yield % for today is 17.94%.

The historical rank and industry rank for National Bank Of Malawi's OCF Yield % or its related term are showing as below:

MSW:NBM' s OCF Yield % Range Over the Past 10 Years
Min: -1.98   Med: 13.32   Max: 51.98
Current: 17.94


During the past 11 years, the highest OCF Yield % of National Bank Of Malawi was 51.98%. The lowest was -1.98%. And the median was 13.32%.

MSW:NBM's OCF Yield % is ranked better than
73.17% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs MSW:NBM: 17.94

National Bank Of Malawi's OCF Margin % for the quarter that ended in Dec. 2025 was %.


National Bank Of Malawi OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


National Bank Of Malawi OCF Yield % Related Terms


National Bank Of Malawi OCF Yield % Historical Data

* Premium members only.

The historical data trend for National Bank Of Malawi's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank Of Malawi OCF Yield % Chart

National Bank Of Malawi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 51.98 30.77 14.33 30.56 14.95

National Bank Of Malawi Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.32 20.06 45.47 20.81 19.14

MSW:NBM vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, National Bank Of Malawi's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank Of Malawi OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, National Bank Of Malawi's OCF Yield % distribution charts can be found below:

* The bar in red indicates where National Bank Of Malawi's OCF Yield % falls into.


MSW:NBM
100GF Score
National Bank Of Malawi PLC MSW:NBM
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank Of Malawi OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

National Bank Of Malawi's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=837389 / 5601143.50716
=14.95%

National Bank Of Malawi's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=536151 * 2 / 5601143.50716
=19.14%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 17.94 mean?
National Bank Of Malawi (MSW:NBM) has a OCF Yield % of 17.94 as of Jul. 05, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on National Bank Of Malawi and its competitors. This is 35% above median its historical median of 13.32. According to the industry distribution chart, National Bank Of Malawi ranks #403 out of 1502 companies in the Banks industry, placing it in the top 26.8%.
Is National Bank Of Malawi's OCF Yield % too high?
National Bank Of Malawi's current OCF Yield % of 17.94 is 35% above median its 10-year median of 13.32. The Banks industry median OCF Yield % is 9.24. National Bank Of Malawi's value of 17.94 is 94.2% above this industry median. Based on the distribution chart, National Bank Of Malawi ranks #403 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, National Bank Of Malawi has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank Of Malawi's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, National Bank Of Malawi ranks #403 out of 1502 companies for OCF Yield %. This puts National Bank Of Malawi in the upper half of its industry. The industry median OCF Yield % is 9.24. National Bank Of Malawi's value of 17.94 is 94.2% above this benchmark. While the company's 10-year median is 13.32 vs. the industry median of 9.24, National Bank Of Malawi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank Of Malawi's current OCF Yield % of 17.94 is 94.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on National Bank Of Malawi and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank Of Malawi's current OCF Yield % is 17.94, which is 35% above median its own 10-year median of 13.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Of Malawi stock overvalued right now?
Based on GuruFocus' analysis, National Bank Of Malawi (MSW:NBM) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK7,706.34, compared to a current price of MWK9,995.98 — trading 29.7% above its estimated fair value. The current OCF Yield % is 17.94, which is 35% above median its 10-year median of 13.32 and 94.2% above the Banks industry median of 9.24. National Bank Of Malawi's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For National Bank Of Malawi (MSW:NBM), the current OCF Yield % is 17.94 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank Of Malawi (MSW:NBM) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank Of Malawi stock appears to be overvalued. The current stock price of MWK9,995.98 is trading 29.7% above its estimated GF Value™ of MWK7,706.34. GuruFocus considers National Bank Of Malawi to be Modestly Overvalued.

Key valuation signals for MSW:NBM:

  • OCF Yield %: 17.94 (35% above median its 10-year median of 13.32)
  • GF Value™: MWK7,706.34 vs. price of MWK9,995.98 (29.7% above fair value)
  • GF Score™: 100/100 with 1 warning sign
  • Industry Position: 94.2% above the Banks median (#403 of 1502)

No single metric tells the full story. See the MSW:NBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank Of Malawi Business Description

Address 7 Henderson Street, NBM Tower, P.O Box 945, Blantyre, MWI
National Bank Of Malawi PLC provides personal, corporate, and investment banking as well as stockbroking, insurance, and pension administration services in Malawi. Its business operations are divided into three segments including Retail and corporate banking that incorporates savings, deposits, investment savings products, consumer loans, current accounts, overdrafts, loans, and other credit facilities, trade finance, and corporate leasing; Treasury segment offers financial instruments trading, dealings in foreign currency, stock broking and derivative products; and Other operations comprising fund management, custodial services and providing training services. Revenue from Retail and corporate banking is one of the majority sources of income for the Bank.
100GF Score

Get the complete analysis for MSW:NBM

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK9,995.98
Price
MWK7,706.34
GF Value