National Bank Of Malawi (MSW:NBM) Property, Plant and Equipment: MWK85,606 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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MSW:NBM National Bank Of Malawi PLC MSW:NBM
100 GF Score
Price MWK9,649.01
GF Value MWK7,767.69
Valuation Modestly Overvalued
! 1 Warning Sign
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What is National Bank Of Malawi Property, Plant and Equipment?

National Bank Of Malawi MSW:NBM -0.01% 100 Property, Plant and Equipment is MWK85,606 Mil as of Dec. 2025. GuruFocus rates MSW:NBM with a GF Score™ of 100/100 and a GF Value™ of MWK7,767.69 (Modestly Overvalued). The stock has 1 warning sign investors should review.

National Bank Of Malawi's quarterly net PPE increased from Dec. 2024 (MWK75,258 Mil) to Jun. 2025 (MWK75,716 Mil) and increased from Jun. 2025 (MWK75,716 Mil) to Dec. 2025 (MWK85,606 Mil).

National Bank Of Malawi's annual net PPE increased from Dec. 2023 (MWK60,745 Mil) to Dec. 2024 (MWK75,258 Mil) and increased from Dec. 2024 (MWK75,258 Mil) to Dec. 2025 (MWK85,606 Mil).


National Bank Of Malawi  (MSW:NBM) Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


National Bank Of Malawi Property, Plant and Equipment Related Terms


National Bank Of Malawi Property, Plant and Equipment Historical Data

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The historical data trend for National Bank Of Malawi's Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank Of Malawi Property, Plant and Equipment Chart

National Bank Of Malawi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Property, Plant and Equipment
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46,340.00 49,882.00 60,745.00 75,258.00 85,606.00

National Bank Of Malawi Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 60,745.00 62,278.00 75,258.00 75,716.00 85,606.00
MSW:NBM
100GF Score
National Bank Of Malawi PLC MSW:NBM
Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank Of Malawi Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the companyFixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Property, Plant and Equipment of MWK85,606 Mil mean?
National Bank Of Malawi (MSW:NBM) has a Property, Plant and Equipment of MWK85,606 Mil as of Dec. 2025. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on National Bank Of Malawi and its competitors.
Is National Bank Of Malawi's Property, Plant and Equipment too high?
National Bank Of Malawi's current Property, Plant and Equipment is MWK85,606 Mil. Overall, National Bank Of Malawi has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank Of Malawi's Property, Plant and Equipment compare to PNC and USB?
National Bank Of Malawi's Property, Plant and Equipment of MWK85,606 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Property, Plant and Equipment for a Banks company?
A good Property, Plant and Equipment depends on the Banks industry context. However, Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Property, Plant and Equipment mean?
A high Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on National Bank Of Malawi and its competitors. National Bank Of Malawi's current Property, Plant and Equipment is MWK85,606 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Of Malawi stock overvalued right now?
Based on GuruFocus' analysis, National Bank Of Malawi (MSW:NBM) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK7,767.69, compared to a current price of MWK9,649.01 — trading 24.2% above its estimated fair value. The current Property, Plant and Equipment is MWK85,606 Mil. National Bank Of Malawi's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Property, Plant and Equipment calculated?
Property, Plant and Equipment is calculated from a company's financial statements. For National Bank Of Malawi (MSW:NBM), the current Property, Plant and Equipment is MWK85,606 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank Of Malawi (MSW:NBM) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank Of Malawi stock appears to be overvalued. The current stock price of MWK9,649.01 is trading 24.2% above its estimated GF Value™ of MWK7,767.69. GuruFocus considers National Bank Of Malawi to be Modestly Overvalued.

Key valuation signals for MSW:NBM:

  • Property, Plant and Equipment: MWK85,606 Mil
  • GF Value™: MWK7,767.69 vs. price of MWK9,649.01 (24.2% above fair value)
  • GF Score™: 100/100 with 1 warning sign

No single metric tells the full story. See the MSW:NBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank Of Malawi Business Description

Address 7 Henderson Street, NBM Tower, P.O Box 945, Blantyre, MWI
National Bank Of Malawi PLC provides personal, corporate, and investment banking as well as stockbroking, insurance, and pension administration services in Malawi. Its business operations are divided into three segments including Retail and corporate banking that incorporates savings, deposits, investment savings products, consumer loans, current accounts, overdrafts, loans, and other credit facilities, trade finance, and corporate leasing; Treasury segment offers financial instruments trading, dealings in foreign currency, stock broking and derivative products; and Other operations comprising fund management, custodial services and providing training services. Revenue from Retail and corporate banking is one of the majority sources of income for the Bank.
100GF Score

Get the complete analysis for MSW:NBM

Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK9,649.01
Price
MWK7,767.69
GF Value