The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. National Bank Of Malawi's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.15.
The historical rank and industry rank for National Bank Of Malawi's Dividend Payout Ratio or its related term are showing as below:
MSW:NBM'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.49 Max: 0.55
Current: 0.32
During the past 11 years, the highest Dividend Payout Ratio of National Bank Of Malawi was 0.55. The lowest was 0.14. And the median was 0.49.
MSW:NBM's Dividend Payout Ratio is ranked better than 51.54% of 1172
companies
in the Banks industry
Industry Median: 0.32
vs MSW:NBM: 0.32
During the past 11 years, the highest Trailing Annual Dividend Yield of National Bank Of Malawi was 3.67%. The lowest was 0.69%. And the median was 1.73%.
During the past 12 months, National Bank Of Malawi's average Dividends Per Share Growth Rate was 25.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 34.00% per year.
During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of National Bank Of Malawi was 115.40% per year. The lowest was 34.00% per year. And the median was 74.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
National Bank Of Malawi (MSW:NBM) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
National Bank Of Malawi Dividend Payout Ratio Related Terms
National Bank Of Malawi Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for National Bank Of Malawi's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank Of Malawi Dividend Payout Ratio Chart
MSW:NBM vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, National Bank Of Malawi's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank Of Malawi Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, National Bank Of Malawi's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where National Bank Of Malawi's Dividend Payout Ratio falls into.
National Bank Of Malawi Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
National Bank Of Malawi's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank Of Malawi (MSW:NBM) has a Dividend Payout Ratio of 0.15 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on National Bank Of Malawi and its competitors. This is 69% below median its historical median of 0.49. Over the past decade, National Bank Of Malawi's Dividend Payout Ratio has ranged from 0.14 to 0.55. According to the industry distribution chart, National Bank Of Malawi ranks #568 out of 1172 companies in the Banks industry, placing it in the top 48.5%.
Is National Bank Of Malawi's Dividend Payout Ratio too high?
National Bank Of Malawi's current Dividend Payout Ratio of 0.15 is 69% below median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.55. The Banks industry median Dividend Payout Ratio is 0.32. National Bank Of Malawi's value of 0.15 is 53.1% below this industry median. Based on the distribution chart, National Bank Of Malawi ranks #568 out of 1172 companies in the Banks industry, which is above the industry midpoint. Overall, National Bank Of Malawi has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank Of Malawi's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, National Bank Of Malawi ranks #568 out of 1172 companies for Dividend Payout Ratio. This puts National Bank Of Malawi in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. National Bank Of Malawi's value of 0.15 is 53.1% below this benchmark. Historically, National Bank Of Malawi's own Dividend Payout Ratio has ranged from 0.14 to 0.55 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 0.32, National Bank Of Malawi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank Of Malawi's current Dividend Payout Ratio of 0.15 is 53.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on National Bank Of Malawi and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank Of Malawi's current Dividend Payout Ratio is 0.15, which is 69% below median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Of Malawi stock overvalued right now?
Based on GuruFocus' analysis, National Bank Of Malawi (MSW:NBM) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK7,725.51, compared to a current price of MWK9,799.66 — trading 26.8% above its estimated fair value. The current Dividend Payout Ratio is 0.15, which is 69% below median its 10-year median of 0.49 and 53.1% below the Banks industry median of 0.32. National Bank Of Malawi's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For National Bank Of Malawi (MSW:NBM), the current Dividend Payout Ratio is 0.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank Of Malawi (MSW:NBM) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank Of Malawi stock appears to be overvalued.
The current stock price of MWK9,799.66 is trading 26.8% above its estimated GF Value™ of MWK7,725.51.
GuruFocus considers National Bank Of Malawi to be Modestly Overvalued.
Key valuation signals for MSW:NBM:
Dividend Payout Ratio: 0.15 (69% below median its 10-year median of 0.49)
GF Value™: MWK7,725.51 vs. price of MWK9,799.66 (26.8% above fair value)
Industry Position: 53.1% below the Banks median (#568 of 1172)
No single metric tells the full story. See the MSW:NBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank Of Malawi PLC provides personal, corporate, and investment banking as well as stockbroking, insurance, and pension administration services in Malawi. Its business operations are divided into three segments including Retail and corporate banking that incorporates savings, deposits, investment savings products, consumer loans, current accounts, overdrafts, loans, and other credit facilities, trade finance, and corporate leasing; Treasury segment offers financial instruments trading, dealings in foreign currency, stock broking and derivative products; and Other operations comprising fund management, custodial services and providing training services. Revenue from Retail and corporate banking is one of the majority sources of income for the Bank.
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