National Bank Of Malawi (MSW:NBM) Shareholder Yield % : 1.44% (As of Dec. 2025) — 23% Below Median


MSW:NBM National Bank Of Malawi PLC MSW:NBM
100 GF Score
Price MWK9,799.00
GF Value MWK7,740.85
Valuation Modestly Overvalued
! 1 Warning Sign
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What is National Bank Of Malawi Shareholder Yield %?

National Bank Of Malawi MSW:NBM 100 Shareholder Yield % is 1.44% as of Dec. 2025, which is 23% below its 10-year median of 1.86. GuruFocus rates MSW:NBM with a GF Score™ of 100/100 and a GF Value™ of MWK7,740.85 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,504 Banks companies, National Bank Of Malawi ranks worse than 51.2% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, National Bank Of Malawi's Shareholder Yield % was 1.44%.


National Bank Of Malawi  (MSW:NBM) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


National Bank Of Malawi Shareholder Yield % Related Terms


National Bank Of Malawi Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for National Bank Of Malawi's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank Of Malawi Shareholder Yield % Chart

National Bank Of Malawi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.28 2.06 2.49 2.38 1.07

National Bank Of Malawi Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.49 2.12 2.38 0.95 1.07

MSW:NBM vs PNC, USB: Shareholder Yield % Comparison

For the Banks - Regional subindustry, National Bank Of Malawi's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank Of Malawi Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, National Bank Of Malawi's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where National Bank Of Malawi's Shareholder Yield % falls into.


MSW:NBM
100GF Score
National Bank Of Malawi PLC MSW:NBM
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank Of Malawi Shareholder Yield % Calculation

National Bank Of Malawi's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=1.12 %+0.00 %+-0.05 %
=1.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 1.44% mean?
National Bank Of Malawi (MSW:NBM) has a Shareholder Yield % of 1.44% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on National Bank Of Malawi and its competitors. This is 23% below median its historical median of 1.86. According to the industry distribution chart, National Bank Of Malawi ranks #770 out of 1504 companies in the Banks industry, placing it in the top 51.2%.
Is National Bank Of Malawi's Shareholder Yield % too high?
National Bank Of Malawi's current Shareholder Yield % of 1.44% is 23% below median its 10-year median of 1.86. The Banks industry median Shareholder Yield % is 1.58. National Bank Of Malawi's value of 1.44% is 8.6% below this industry median. Based on the distribution chart, National Bank Of Malawi ranks #770 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, National Bank Of Malawi has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank Of Malawi's Shareholder Yield % compare to PNC and USB?
According to the Banks industry distribution chart, National Bank Of Malawi ranks #770 out of 1504 companies for Shareholder Yield %. This places National Bank Of Malawi in the lower half of its industry. The industry median Shareholder Yield % is 1.58. National Bank Of Malawi's value of 1.44% is 8.6% below this benchmark. While the company's 10-year median is 1.86 vs. the industry median of 1.58, National Bank Of Malawi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.58, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank Of Malawi's current Shareholder Yield % of 1.44% is 8.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on National Bank Of Malawi and its competitors. For the Banks industry, the median Shareholder Yield % is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank Of Malawi's current Shareholder Yield % is 1.44%, which is 23% below median its own 10-year median of 1.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Of Malawi stock overvalued right now?
Based on GuruFocus' analysis, National Bank Of Malawi (MSW:NBM) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK7,740.85, compared to a current price of MWK9,799.00 — trading 26.6% above its estimated fair value. The current Shareholder Yield % is 1.44%, which is 23% below median its 10-year median of 1.86 and 8.6% below the Banks industry median of 1.58. National Bank Of Malawi's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For National Bank Of Malawi (MSW:NBM), the current Shareholder Yield % is 1.44% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank Of Malawi (MSW:NBM) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank Of Malawi stock appears to be overvalued. The current stock price of MWK9,799.00 is trading 26.6% above its estimated GF Value™ of MWK7,740.85. GuruFocus considers National Bank Of Malawi to be Modestly Overvalued.

Key valuation signals for MSW:NBM:

  • Shareholder Yield %: 1.44% (23% below median its 10-year median of 1.86)
  • GF Value™: MWK7,740.85 vs. price of MWK9,799.00 (26.6% above fair value)
  • GF Score™: 100/100 with 1 warning sign
  • Industry Position: 8.6% below the Banks median (#770 of 1504)

No single metric tells the full story. See the MSW:NBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank Of Malawi Business Description

Address 7 Henderson Street, NBM Tower, P.O Box 945, Blantyre, MWI
National Bank Of Malawi PLC provides personal, corporate, and investment banking as well as stockbroking, insurance, and pension administration services in Malawi. Its business operations are divided into three segments including Retail and corporate banking that incorporates savings, deposits, investment savings products, consumer loans, current accounts, overdrafts, loans, and other credit facilities, trade finance, and corporate leasing; Treasury segment offers financial instruments trading, dealings in foreign currency, stock broking and derivative products; and Other operations comprising fund management, custodial services and providing training services. Revenue from Retail and corporate banking is one of the majority sources of income for the Bank.
100GF Score

Get the complete analysis for MSW:NBM

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK9,799.00
Price
MWK7,740.85
GF Value