National Bank Of Malawi (MSW:NBM) Margin of Safety % (DCF FCF Based): 82.16% (As of Jun. 29, 2026)


MSW:NBM National Bank Of Malawi PLC MSW:NBM
100 GF Score
Price MWK9,998.89
GF Value MWK7,675.67
Valuation Modestly Overvalued
! 1 Warning Sign
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What is National Bank Of Malawi Margin of Safety % (DCF FCF Based)?

National Bank Of Malawi MSW:NBM -0.01% 100 Margin of Safety % (DCF FCF Based) is 82.16% as of Jun. 29, 2026. GuruFocus rates MSW:NBM with a GF Score™ of 100/100 and a GF Value™ of MWK7,675.67 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-29), National Bank Of Malawi's Predictability Rank is 3-Stars. National Bank Of Malawi's intrinsic value calculated from the Discounted FCF model is MWK13020.06 and current share price is MWK9998.89. Consequently,

National Bank Of Malawi's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 82.16%.

MSW:NBM vs PNC, USB: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, National Bank Of Malawi's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Bank Of Malawi Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, National Bank Of Malawi's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where National Bank Of Malawi's Margin of Safety % (DCF FCF Based) falls into.


MSW:NBM
100GF Score
National Bank Of Malawi PLC MSW:NBM
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank Of Malawi Margin of Safety % (DCF FCF Based) Calculation

National Bank Of Malawi's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(56035.42-9998.89)/56035.42
=82.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 82.16% mean?
National Bank Of Malawi (MSW:NBM) has a Margin of Safety % (DCF FCF Based) of 82.16% as of Jun. 29, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on National Bank Of Malawi.
Is National Bank Of Malawi's Margin of Safety % (DCF FCF Based) too high?
National Bank Of Malawi's current Margin of Safety % (DCF FCF Based) is 82.16%. Overall, National Bank Of Malawi has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank Of Malawi's Margin of Safety % (DCF FCF Based) compare to PNC and USB?
National Bank Of Malawi's Margin of Safety % (DCF FCF Based) of 82.16% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on National Bank Of Malawi. National Bank Of Malawi's current Margin of Safety % (DCF FCF Based) is 82.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Of Malawi stock overvalued right now?
Based on GuruFocus' analysis, National Bank Of Malawi (MSW:NBM) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK7,675.67, compared to a current price of MWK9,998.89 — trading 30.3% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 82.16%. National Bank Of Malawi's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For National Bank Of Malawi (MSW:NBM), the current Margin of Safety % (DCF FCF Based) is 82.16% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank Of Malawi (MSW:NBM) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank Of Malawi stock appears to be overvalued. The current stock price of MWK9,998.89 is trading 30.3% above its estimated GF Value™ of MWK7,675.67. GuruFocus considers National Bank Of Malawi to be Modestly Overvalued.

Key valuation signals for MSW:NBM:

  • Margin of Safety % (DCF FCF Based): 82.16%
  • GF Value™: MWK7,675.67 vs. price of MWK9,998.89 (30.3% above fair value)
  • GF Score™: 100/100 with 1 warning sign

No single metric tells the full story. See the MSW:NBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank Of Malawi Business Description

Address 7 Henderson Street, NBM Tower, P.O Box 945, Blantyre, MWI
National Bank Of Malawi PLC provides personal, corporate, and investment banking as well as stockbroking, insurance, and pension administration services in Malawi. Its business operations are divided into three segments including Retail and corporate banking that incorporates savings, deposits, investment savings products, consumer loans, current accounts, overdrafts, loans, and other credit facilities, trade finance, and corporate leasing; Treasury segment offers financial instruments trading, dealings in foreign currency, stock broking and derivative products; and Other operations comprising fund management, custodial services and providing training services. Revenue from Retail and corporate banking is one of the majority sources of income for the Bank.
100GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK9,998.89
Price
MWK7,675.67
GF Value