National Bank Of Malawi (MSW:NBM) GF Score: 100/100 (As of Jul. 16, 2026) — 41% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MSW:NBM National Bank Of Malawi PLC MSW:NBM
100 GF Score
Price MWK9,769.51
GF Value MWK7,752.35
Valuation Modestly Overvalued
! 1 Warning Sign
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What is National Bank Of Malawi GF Score?

National Bank Of Malawi MSW:NBM 100 GF Score is 100 as of Jul. 16, 2026, which is 41% above its 10-year median of 71.00. GuruFocus rates MSW:NBM with a GF Score™ of 100/100 and a GF Value™ of MWK7,752.35 (Modestly Overvalued). The stock has 1 warning sign investors should review.

National Bank Of Malawi has the GF Score of 100, which implies that the company might have Highest outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 9/10
2. Profitability Rank : 10/10
3. Growth Rank : 4/10
4. GF Value Rank : 5/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes National Bank Of Malawi might have Highest outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


National Bank Of Malawi  (MSW:NBM) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


National Bank Of Malawi GF Score Related Terms


MSW:NBM vs PNC, USB: GF Score Comparison

For the Banks - Regional subindustry, National Bank Of Malawi's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank Of Malawi GF Score vs Banks Industry

For the Banks industry and Financial Services sector, National Bank Of Malawi's GF Score distribution charts can be found below:

* The bar in red indicates where National Bank Of Malawi's GF Score falls into.


MSW:NBM
100GF Score
National Bank Of Malawi PLC MSW:NBM
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 100 mean?
National Bank Of Malawi (MSW:NBM) has a GF Score of 100 as of Jul. 16, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on National Bank Of Malawi and its competitors. This is 41% above median its historical median of 71.00. Over the past decade, National Bank Of Malawi's GF Score has ranged from 60.00 to 100.00.
Is National Bank Of Malawi's GF Score too high?
National Bank Of Malawi's current GF Score of 100 is 41% above median its 10-year median of 71.00. Over the past 10 years, this metric has ranged from a low of 60.00 to a high of 100.00. Overall, National Bank Of Malawi has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank Of Malawi's GF Score compare to PNC and USB?
National Bank Of Malawi's GF Score of 100 can be compared against companies in the Banks industry. Historically, National Bank Of Malawi's own GF Score has ranged from 60.00 to 100.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on National Bank Of Malawi and its competitors. National Bank Of Malawi's current GF Score is 100, which is 41% above median its own 10-year median of 71.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Of Malawi stock overvalued right now?
Based on GuruFocus' analysis, National Bank Of Malawi (MSW:NBM) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK7,752.35, compared to a current price of MWK9,769.51 — trading 26% above its estimated fair value. The current GF Score is 100, which is 41% above median its 10-year median of 71.00. National Bank Of Malawi's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For National Bank Of Malawi (MSW:NBM), the current GF Score is 100 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank Of Malawi (MSW:NBM) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank Of Malawi stock appears to be overvalued. The current stock price of MWK9,769.51 is trading 26% above its estimated GF Value™ of MWK7,752.35. GuruFocus considers National Bank Of Malawi to be Modestly Overvalued.

Key valuation signals for MSW:NBM:

  • GF Score: 100 (41% above median its 10-year median of 71.00)
  • GF Value™: MWK7,752.35 vs. price of MWK9,769.51 (26% above fair value)
  • GF Score™: 100/100 with 1 warning sign

No single metric tells the full story. See the MSW:NBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank Of Malawi Business Description

Address 7 Henderson Street, NBM Tower, P.O Box 945, Blantyre, MWI
National Bank Of Malawi PLC provides personal, corporate, and investment banking as well as stockbroking, insurance, and pension administration services in Malawi. Its business operations are divided into three segments including Retail and corporate banking that incorporates savings, deposits, investment savings products, consumer loans, current accounts, overdrafts, loans, and other credit facilities, trade finance, and corporate leasing; Treasury segment offers financial instruments trading, dealings in foreign currency, stock broking and derivative products; and Other operations comprising fund management, custodial services and providing training services. Revenue from Retail and corporate banking is one of the majority sources of income for the Bank.
100GF Score

Get the complete analysis for MSW:NBM

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK9,769.51
Price
MWK7,752.35
GF Value