National Bank Of Malawi (MSW:NBM) Enterprise Value: MWK4,325,197 Mil (As of Jul. 05, 2026) ***


MSW:NBM National Bank Of Malawi PLC MSW:NBM
100 GF Score
Price MWK9,995.98
GF Value MWK7,706.34
Valuation Modestly Overvalued
! 1 Warning Sign
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What is National Bank Of Malawi Enterprise Value?

National Bank Of Malawi MSW:NBM 100 Enterprise Value is MWK4,325,197 Mil as of Jul. 05, 2026. GuruFocus rates MSW:NBM with a GF Score™ of 100/100 and a GF Value™ of MWK7,706.34 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, National Bank Of Malawi's Enterprise Value is MWK4,325,197 Mil. National Bank Of Malawi's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was MWK508,611 Mil. Therefore, National Bank Of Malawi's EV-to-Revenue ratio for today is 8.50.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, National Bank Of Malawi's Enterprise Value is MWK4,325,197 Mil. National Bank Of Malawi's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was MWK837,389 Mil. Therefore, National Bank Of Malawi's EV-to-OCF ratio for today is 5.17.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, National Bank Of Malawi's Enterprise Value is MWK4,325,197 Mil. National Bank Of Malawi's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MWK837,389 Mil. Therefore, National Bank Of Malawi's EV-to-FCF ratio for today is 5.17.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


National Bank Of Malawi  (MSW:NBM) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

National Bank Of Malawi's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=4325197.314/508611
=8.50

National Bank Of Malawi's current Enterprise Value is MWK4,325,197 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. National Bank Of Malawi's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was MWK508,611 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

National Bank Of Malawi's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=4325197.314/837389
=5.17

National Bank Of Malawi's current Enterprise Value is MWK4,325,197 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. National Bank Of Malawi's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was MWK837,389 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

National Bank Of Malawi's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4325197.314/837389
=5.17

National Bank Of Malawi's current Enterprise Value is MWK4,325,197 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. National Bank Of Malawi's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MWK837,389 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


National Bank Of Malawi Enterprise Value Related Terms


National Bank Of Malawi Enterprise Value Historical Data

* Premium members only.

The historical data trend for National Bank Of Malawi's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank Of Malawi Enterprise Value Chart

National Bank Of Malawi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 233,822.95 422,018.49 623,112.87 1,157,434.96 5,258,900.51

National Bank Of Malawi Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 623,112.87 1,027,455.07 1,157,434.96 2,544,435.16 5,258,900.51

MSW:NBM vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, National Bank Of Malawi's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank Of Malawi Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, National Bank Of Malawi's Enterprise Value distribution charts can be found below:

* The bar in red indicates where National Bank Of Malawi's Enterprise Value falls into.


MSW:NBM
100GF Score
National Bank Of Malawi PLC MSW:NBM
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank Of Malawi Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

National Bank Of Malawi's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

National Bank Of Malawi's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of MWK4,325,197 Mil mean?
National Bank Of Malawi (MSW:NBM) has a Enterprise Value of MWK4,325,197 Mil as of Jul. 05, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on National Bank Of Malawi and its competitors.
Is National Bank Of Malawi's Enterprise Value too high?
National Bank Of Malawi's current Enterprise Value is MWK4,325,197 Mil. Overall, National Bank Of Malawi has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank Of Malawi's Enterprise Value compare to PNC and USB?
National Bank Of Malawi's Enterprise Value of MWK4,325,197 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on National Bank Of Malawi and its competitors. National Bank Of Malawi's current Enterprise Value is MWK4,325,197 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Of Malawi stock overvalued right now?
Based on GuruFocus' analysis, National Bank Of Malawi (MSW:NBM) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK7,706.34, compared to a current price of MWK9,995.98 — trading 29.7% above its estimated fair value. The current Enterprise Value is MWK4,325,197 Mil. National Bank Of Malawi's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For National Bank Of Malawi (MSW:NBM), the current Enterprise Value is MWK4,325,197 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank Of Malawi (MSW:NBM) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank Of Malawi stock appears to be overvalued. The current stock price of MWK9,995.98 is trading 29.7% above its estimated GF Value™ of MWK7,706.34. GuruFocus considers National Bank Of Malawi to be Modestly Overvalued.

Key valuation signals for MSW:NBM:

  • Enterprise Value: MWK4,325,197 Mil
  • GF Value™: MWK7,706.34 vs. price of MWK9,995.98 (29.7% above fair value)
  • GF Score™: 100/100 with 1 warning sign

No single metric tells the full story. See the MSW:NBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank Of Malawi Business Description

Address 7 Henderson Street, NBM Tower, P.O Box 945, Blantyre, MWI
National Bank Of Malawi PLC provides personal, corporate, and investment banking as well as stockbroking, insurance, and pension administration services in Malawi. Its business operations are divided into three segments including Retail and corporate banking that incorporates savings, deposits, investment savings products, consumer loans, current accounts, overdrafts, loans, and other credit facilities, trade finance, and corporate leasing; Treasury segment offers financial instruments trading, dealings in foreign currency, stock broking and derivative products; and Other operations comprising fund management, custodial services and providing training services. Revenue from Retail and corporate banking is one of the majority sources of income for the Bank.
100GF Score

Get the complete analysis for MSW:NBM

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK9,995.98
Price
MWK7,706.34
GF Value