* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, National Bank Of Malawi's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank Of Malawi FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank Of Malawi's FCF Margin % distribution charts can be found below:
* The bar in red indicates where National Bank Of Malawi's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank Of Malawi (MSW:NBM) has a FCF Margin % of 180.91% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National Bank Of Malawi and its competitors. This is 59% above median its historical median of 113.82. According to the industry distribution chart, National Bank Of Malawi ranks #124 out of 1509 companies in the Banks industry, placing it in the top 8.2%.
Is National Bank Of Malawi's FCF Margin % too high?
National Bank Of Malawi's current FCF Margin % of 180.91% is 59% above median its 10-year median of 113.82. The Banks industry median FCF Margin % is 26.55. National Bank Of Malawi's value of 180.91% is 581.4% above this industry median. Based on the distribution chart, National Bank Of Malawi ranks #124 out of 1509 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank Of Malawi has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank Of Malawi's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, National Bank Of Malawi ranks #124 out of 1509 companies for FCF Margin %. This places National Bank Of Malawi in the top 8% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. National Bank Of Malawi's value of 180.91% is 581.4% above this benchmark. While the company's 10-year median is 113.82 vs. the industry median of 26.55, National Bank Of Malawi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank Of Malawi's current FCF Margin % of 180.91% is 581.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National Bank Of Malawi and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank Of Malawi's current FCF Margin % is 180.91%, which is 59% above median its own 10-year median of 113.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Of Malawi stock overvalued right now?
Based on GuruFocus' analysis, National Bank Of Malawi (MSW:NBM) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK7,675.67, compared to a current price of MWK9,998.89 — trading 30.3% above its estimated fair value. The current FCF Margin % is 180.91%, which is 59% above median its 10-year median of 113.82 and 581.4% above the Banks industry median of 26.55. National Bank Of Malawi's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For National Bank Of Malawi (MSW:NBM), the current FCF Margin % is 180.91% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank Of Malawi (MSW:NBM) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank Of Malawi stock appears to be overvalued.
The current stock price of MWK9,998.89 is trading 30.3% above its estimated GF Value™ of MWK7,675.67.
GuruFocus considers National Bank Of Malawi to be Modestly Overvalued.
Key valuation signals for MSW:NBM:
FCF Margin %: 180.91% (59% above median its 10-year median of 113.82)
GF Value™: MWK7,675.67 vs. price of MWK9,998.89 (30.3% above fair value)
Industry Position: 581.4% above the Banks median (#124 of 1509)
No single metric tells the full story. See the MSW:NBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank Of Malawi PLC provides personal, corporate, and investment banking as well as stockbroking, insurance, and pension administration services in Malawi. Its business operations are divided into three segments including Retail and corporate banking that incorporates savings, deposits, investment savings products, consumer loans, current accounts, overdrafts, loans, and other credit facilities, trade finance, and corporate leasing; Treasury segment offers financial instruments trading, dealings in foreign currency, stock broking and derivative products; and Other operations comprising fund management, custodial services and providing training services. Revenue from Retail and corporate banking is one of the majority sources of income for the Bank.
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