PFBN (Pacific Alliance Bank CA) Net Loan: $288.68 Mil (As of Sep. 2024)

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PFBN Pacific Alliance Bank CA PFBN
49 GF Score
Price $11.98
GF Value $8.49
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Pacific Alliance Bank CA Net Loan?

Pacific Alliance Bank CA PFBN 49 Net Loan is $288.68 Mil as of Sep. 2024. GuruFocus rates PFBN with a GF Score™ of 49/100 and a GF Value™ of $8.49 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Pacific Alliance Bank CA's quarterly net loan increased from Mar. 2024 ($287.81 Mil) to Jun. 2024 ($292.73 Mil) but then declined from Jun. 2024 ($292.73 Mil) to Sep. 2024 ($288.68 Mil).

Pacific Alliance Bank CA's annual net loan increased from Dec. 2023 ($292.36 Mil) to Dec. 2024 ($292.73 Mil) and increased from Dec. 2024 ($292.73 Mil) to Dec. 2025 ($288.68 Mil).

Pacific Alliance Bank CA Net Loan Historical Data

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The historical data trend for Pacific Alliance Bank CA's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Alliance Bank CA Net Loan Chart

Pacific Alliance Bank CA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 273.39 300.72 292.36 296.28 338.97

Pacific Alliance Bank CA Quarterly Data
Mar19 Jun19 Sep19 Mar20 Jun20 Sep20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 283.87 292.36 287.81 292.73 288.68
PFBN
49GF Score
Pacific Alliance Bank CA PFBN
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Pacific Alliance Bank CA Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $288.68 Mil mean?
Pacific Alliance Bank CA (PFBN) has a Net Loan of $288.68 Mil as of Sep. 2024. The total net loans as recorded on a bank's balance sheet. View historical data on Pacific Alliance Bank CA and its competitors.
Is Pacific Alliance Bank CA's Net Loan too high?
Pacific Alliance Bank CA's current Net Loan is $288.68 Mil. Overall, Pacific Alliance Bank CA has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's Net Loan compare to ELMA and CDAB?
Pacific Alliance Bank CA's Net Loan of $288.68 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Pacific Alliance Bank CA and its competitors. Pacific Alliance Bank CA's current Net Loan is $288.68 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.49, compared to a current price of $11.98 — trading 41.1% above its estimated fair value. The current Net Loan is $288.68 Mil. Pacific Alliance Bank CA's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current Net Loan is $288.68 Mil as of Sep. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued. The current stock price of $11.98 is trading 41.1% above its estimated GF Value™ of $8.49. GuruFocus considers Pacific Alliance Bank CA to be Significantly Overvalued.

Key valuation signals for PFBN:

  • Net Loan: $288.68 Mil
  • GF Value™: $8.49 vs. price of $11.98 (41.1% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pacific Alliance Bank CA Business Description

Address 641 West Las Tunas Drive, San Gabriel, CA, USA, 91776
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
49GF Score

Get the complete analysis for PFBN

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.98
Price
$8.49
GF Value