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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pacific Alliance Bank CA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Alliance Bank CA FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Alliance Bank CA's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Pacific Alliance Bank CA's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Alliance Bank CA (PFBN) has a FCF Margin % of 0.00% as of Sep. 2024. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Pacific Alliance Bank CA and its competitors. According to the industry distribution chart, Pacific Alliance Bank CA ranks #1110 out of 1524 companies in the Banks industry, placing it in the top 72.8%.
Is Pacific Alliance Bank CA's FCF Margin % too high?
Pacific Alliance Bank CA's current FCF Margin % is 0.00%. Based on the distribution chart, Pacific Alliance Bank CA ranks #1110 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Pacific Alliance Bank CA has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Alliance Bank CA's FCF Margin % compare to ELMA and CDAB?
According to the Banks industry distribution chart, Pacific Alliance Bank CA ranks #1110 out of 1524 companies for FCF Margin %. This places Pacific Alliance Bank CA in the lower half of its industry. The industry median FCF Margin % is 28.94. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 28.94, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Pacific Alliance Bank CA and its competitors. For the Banks industry, the median FCF Margin % is 28.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Alliance Bank CA's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Alliance Bank CA stock overvalued right now?
Based on GuruFocus' analysis, Pacific Alliance Bank CA (PFBN) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.49, compared to a current price of $11.98 — trading 41.1% above its estimated fair value. The current FCF Margin % is 0.00%. Pacific Alliance Bank CA's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Pacific Alliance Bank CA (PFBN), the current FCF Margin % is 0.00% as of Sep. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Alliance Bank CA (PFBN) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Alliance Bank CA stock appears to be overvalued.
The current stock price of $11.98 is trading 41.1% above its estimated GF Value™ of $8.49.
GuruFocus considers Pacific Alliance Bank CA to be Significantly Overvalued.
Key valuation signals for PFBN:
FCF Margin %: 0.00%
GF Value™: $8.49 vs. price of $11.98 (41.1% above fair value)
No single metric tells the full story. See the PFBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Alliance Bank CA is a commercial bank, engaged in client relationships with businesses, client communities, related business owners, owner's families, and employees. The company delivers distinctive deposit, loan, and service products, based on client needs. It serves Rosemead, its surrounding communities, and Southern California in general. The bank has branches in San Gabriel, Rowland Heights, and Irvine.
49GF Score
Get the complete analysis for PFBN
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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